Mastercard Standard «PerekrestOK»

Bonuses

Bonuses – are gift certificates or discount coupons that you can get on the site for points.

Points are awarded for purchases paid by card in accordance with the terms of the loyalty program. You can find the current conditions for earning points here.

Discounts

You can take advantage of special privileges for Mastercard cards. The offers and promotions valid for all Mastercard cardholders can be found here.

In addition, your card participates in the Motsnaya Kartka loyalty program. And this is a sea of discounts and privileges!

Registration in the Personal Account

Your personal account is your personal account, which contains information about the points accrued to you and the bonus offers you received. In order to get into the Personal Account, you need to register on the Master-bonus website.

The registration procedure is simple:

1. Enter a phone number;
2. Confirm it with a code from SMS sent to the specified number;
3. Read and mark your agreement with the documents.

Double Opportunities

Your login and password go directly to two personal accounts: on the Master-bonus website and on the «Motsnaya Kartka» website.

It is very easy to go to the Motsnaya Kartka Personal Account and go back:

1. Find "My Account" (upper right corner of the screen on a computer or the lowest item in the Personal Account menu on a phone);
2. Sel ect Personal account "Mots card".

You can go back fr om Motznai Kartki in exactly the same way.

Adding a card

You can add any number of cards participating in the Master-bonus loyalty program to your personal account and manage them:

1. Go to the «My Cards» section;
2. Click «Add a card» and follow the site's instructions.

Exchange points for bonuses

You can exchange the accumulated points for nice bonuses.

1. Register / log in on the Master-bonus website;
2. Go to the Bonuses section;
3. Sel ect the bonus offer you are interested in in the catalog;
4. In the bonus offer card, in the "Available points" section, sel ect the card whose points you want to use. If you have added only one card in your account, then the points of this card will be used automatically.
5. Click «Get Coupon», confirm your choice;
6. Points will be deducted fr om your bonus account;
7. The received bonus offer will be reflected in your personal account in the "Bonuses" section.

Scoring procedure

Points are awarded for non-cash card payments for purchases in retail stores and fr om individual entrepreneurs who sell at retail, both on the territory of the Republic of Belarus and abroad.

1 point for every 33 rubles*,  subject to transactions in the reporting month in the amount of 300 belarusian rubles and more, except for non-cash transactions made in the PerekrestOK chain of stores. Points are awarded no later than the 5th day of the month following the reporting month.

Points are not awarded:

1. for transactions made in casinos, bookmakers, other gambling establishments, including electronic ones (Internet sites, mobile applications, etc.);
2. for transactions made at ATMs and infokiosks, through other self-service devices and at bank cash desks, including placement and replenishment of deposits;
3. for paying credit obligations, payments in the ERIP system, payments in Internet banking and mobile banking; paying for phones, buying lottery tickets, traveller's checks, bonds or precious metals;
4. For money transfers from card to card, from card to account, etc.; payments and money transfers through services;

For non-cash card transactions, additional points may be awarded as part of promotions sold by the bank. Always follow the news so as not to miss interesting and useful promotions with excellent conditions for earning points!

Burning points

Unfortunately points are not permanent. Accrued and unused points expire after 360 calendar days from the date they were credited to the bonus account. Instead, new cheerful points begin to accumulate, knowing nothing about the fate of the previous points.

Don't let your points burn out - exchange them for bonus offers.

DISCOUNTS WITH MOTSNAI CARD

«Motsnaya Kartka» allows you to receive discounts and bonuses in partner companies.

Discount available:

	Automatically when scanning a barcode on the back of the card or upon presenting a card with the Motsnaya Kartka
	Subject to non-cash payment with the Motsnaya Kartka card

OFFERS FOR POINTS

Pay with the “Motsnaya Kartka” card for goods, works, services in retail stores located on the territory of the Republic of Belarus or in online stores registered on the territory of the Republic of Belarus and receive bonus points based on:

10 rubles = 1 point

To take advantage of offers:

	Exchange bonus points for the coupons you are interested in in the "Offers for points" catalog
	Present the coupon at the checkout or enter the promotional code indicated in the coupon on the website of the online store

Accrued from 02/01/2021 and unused points are deducted from the bonus account after 180 calendar days from the date they were credited to the bonus account.

Register on  the site and take discount coupons.

MONEYBACK

Pay for Motsnaya Kartkai purchases and get a part of the cost back.

To get moneyback:

	Make cashless payments with the Motsnaya Kartka card at participating companies
	Get a percentage of these payments back every month

Register on the site and track your balance under the "Moneyback" program

CERTIFICATES

Want to give your family and friends an original and unusual gift? "Motsnaya Kartka" is ready to help you solve this difficult task - to surprise your loved one.

Motsnaya Kartka certificates are electronic certificates  that will be a great gift for relatives, friends, colleagues and even for yourself.

Any user registered on the site can purchase a certificate! You can pay for the certificate with any card, regardless of whether it is “Motsnaya” or not.

To gift a certificate:

	Choose a certificate and pay for it using ERIP and WEBPAY
	Give an e-certificate or use it yourself

Make original and useful gifts, spending a minimum of effort on the purchase and design.