The main results of JSC Belagroprombank activity for 2016
In 2016 JSC Belagroprombank activity was directed to the tasks solution determined by the Strategic development plan of JSC Belagroprombank for 2015-2017 as well as the Main guidelines of monetary policy of the Republic of Belarus for 2016.
Under the macroeconomic situation in the Republic of Belarus which was developed in 2016, the bank has executed basic development parameters, having reached the planned growth ratio. Following the activity results for 2016 the positive dynamics of functioning indicators has been provided. As of January 1, 2017 JSC Belagroprombank has provided implementation of all prudential standards established by the National bank of the Republic of Belarus.
In 2016 the development of JSC Belagroprombank was directed to increase efficiency, corporate debt financing of a real economy sector, development of competitive products and services, partnership with foreign financial institutions, strengthening of the socially responsible brand status, preservation of competitive advantage in the market of the banking services in target client segments (large corporate, small and medium enterprises), improvement of program and technical base, new bank technologies adoption.
Throughout a year the bank carried out liquidity ratio and capital adequacy. The growth of the legal capital made 19, 2%.
Following the activity results in 2016 JSC Belagroprombank took the further positions in the rating of banks of the Republic of Belarus:
- in size of authorized capital – the 2nd place,
- in size of assets – the 2nd place,
- in size of the customer obtained funds – the 2nd place.
The amount of loans as a part of assets made 4966, 1 mln Belarusian rubles, or 49, 5%: loan debt of legal entities – 4735, 9 mln Belarusian rubles, loan debt of individual customers – 230, 2 mln Belarusian rubles.
The securities portfolio made 2947, 4 mln Belarusian rubles, or USD 1482, 2 mln in the equivalent.
As of January 1, 2017 the legal capital of JSC Belagroprombank has increased by 208, 3 mln Belarusian rubles and made 1288, 7 mln Belarusian rubles.
The authorized fund makes 810, 4 mln Belarusian rubles.
The bank funding base for 2016 increased by 2, 2%, or for 203, 9 mln Belarusian rubles, and as of January 1, 2017 has made 9512, 5 mln Belarusian rubles.
The finance amount of corporate customers as of January 1, 2017 has made 1663, 1 mln Belarusian rubles.
The amount of the raised funds of individual customers as of January 1, 2017 has made 3547, 6 Belarusian rubles.
The total fund balance of non-residents according to the balance data as of January 1, 2017 has made USD 498, 7 mln that is for USD 56, 5 mln (or 12, 8%) more than for the end of the previous year.
In size of deposits of legal entities in national currency JSC Belagroprombank takes the 2nd place of the banking system, the share is 16, 4%.
In size of the raised deposits of legal entities in foreign currency the bank takes the 3rd place of the banking system, the share is 7, 4%.
In 2016 the increment of growth of legal entities in foreign currency made 26,2%, or USD 65 mln in the equivalent. At the same time the placement of securities grew by USD 70 mln.
The loan services by JSC Belagroprombank of individual customers for the consumer needs grew by 9% in 2016. There was also the growth of term ruble deposits for the whole year. The bank kept the 2nd position in system of obtained funds of individual customers in national currency; the share was 12,1%. JSC Belagroprombank also kept the 2nd position in system of obtained funds of individual customers in foreign currency; the share was 18,1%.
In the sphere of the international business of JSC Belagroprombank in 2016 the growth of obtained funds amount of the foreign credit and financial companies increased by 40,1% relative to 2015, the growth of amount indicators on documentary operations was observed.
JSC Belagroprombank takes the 2nd place among the banks of the Republic of Belarus including the number of installed terminals and equipment, the 3rd place among the Belarusian banks in amount of the installed ATMs and self-service terminals.
On issuing volumes JSC Belagroprombank takes the 3rd place among the banks of the Republic of Belarus, the quantity of plastic cards in circulation as of January 1, 2017 has made 1153, 5 thousand cards. The share of non-cash transactions on payment cards in the total amount of withdrawals with use of payment cards for 2016 made 27,7%.
As of January 1, 2017 JSC Belagroprombank units have been: central office of JSC Belagroprombank, Operation department, Regional directorate in Minsk, 6 branches – regional departments, 255 payment processing centers and the centers of banking services, 42 currency exchange offices.
