Deposit "Plus yuan"
Fixed-term revocable bank deposit "Plus yuan".
- Deposit currency CNY
- Deposit type Irrevocable
- Amount from 200 CNY
- Type of bank deposit agreement Fixed-term irrevocable
- Currency of deposit CNY
- Method of opening a deposit Mobile Internet banking
- Period of storage of funds 95, 185, 370, 735 calendar days
- The amount of the minimum initial contribution 200 Chinese yuan
- Type of interest rate Flexible
Replenishment of the deposit:
- a period of storage of 95 calendar days - the first 60 calendar days of storage;
- a period of storage of 185 calendar days - the first 150 calendar days of storage;
- a period of storage of 370 calendar days - the first 335 calendar days of storage;
- a period of storage of 735 calendar days - the first 365 calendar days of storage.
The Bank has the right to unilaterally terminate (suspend) the acceptance of additional contributions to the deposit.
Receipt transactions are carried out only by non-cash transfer from the current account with BPC in accordance with the law. The amount of incoming operations on the deposit cannot be less than 50 Chinese yuan.
Procedure for accrual and payment of interest
- Interest on a deposit is accrued after every 15 calendar days from the date of receipt of the deposit amount to the deposit account.
- Interest on the deposit is paid to the amount of the deposit (capitalization)
- Early termination of the deposit provided
- The amount of the interest rate used for the recalculation of interest in case of early return of the deposit determined using a fixed annual interest rate and is 0.01% per annum
- Return of the deposit at the end of the storage period and the interest due on it carried out in the currency of the deposit by transferring to the current account from the BPC, from which the funds were transferred to the account for recording the deposit when it was opened. On the day of the specified transfer, the account for recording the contribution (deposit) is closed.
- Possibilities of concluding a deposit in the name of another person Not provided
| Currency | Interest rate by terms of placement, % per annum | |||
| 95 days | 185 days | 370 days | 735 days | |
| CNY | 2.0 | 2,5 | 3.0 | 3,2 |
