Deposit «More Savings» (Online)
- Deposit currency RUB
- Deposit type Revocable
- Amount from 2 000 RUB
- Capitalization term 2 times a month
- Type of bank deposit fixed-term, revocable
- Currency of deposit Russian rubles
- The deposit can be opened via Internet Banking and Mobile Internet-Banking (hereinafter – RBSS (Remote Banking Service System))
- Deposit tenor 370 calendar days
- Type of interest rate Fixed
- Minimum initial deposit 2 000 russian rubles
The top-up option for the deposit is subject to tenor of the deposit set forth in the Deposit Agreement, and is available until the bank makes a decision on termination (suspension) of acceptance of additional contributions into the deposit:
- Tenor of 370 calendar days - available within the first 335 calendar days.
A variable annual interest rate is applicable to deposits in Belarusian rubles;
A fixed annual interest rate is applicable to deposits in USD, EUR and Russian rubles.
| Currency | Interest rate, subject to tenor % per annum |
|
| 370 days | ||
| Russian rubles | 2.8 | |
Interest on deposit is accrued and paid out as follows:
For deposit agreements concluded at the Bank’s offices - monthly;
For agreements concluded via RBSS – twice a month;
Interest earned on deposit is paid out as per option chosen by the Depositor:
- by adding to the deposit amount (capitalization);
- by cashless transfer to the account specified by the Depositor in the application.
Premature partial withdrawal of the deposit amount is not permitted (except for the amounts of capitalized and unclaimed interest) before the maturity period.
The depositor has a right to request a withdrawal of the full amount of deposit before the maturity period (early termination of the Agreement).
The interest rate used for interest recalculation purposes in case of premature withdrawal of deposit is the interest rate applicable to the “demand” deposit in the respective currency effective on the date of the transaction.
The option of extension of the deposit for a new term (equal to the original term of the deposit) is not available.
In case the deposit agreement was concluded via the RBSS, upon maturity of the deposit the funds are returned to the card account from which the funds were transferred upon opening of the deposit account or to the demand deposit (if the card account is closed upon maturity of the deposit term).
A fixed-term bank deposit agreement can be concluded in the name of another person provided that the Agreement is concluded at the Bank’s office.
