Mastercard Standard «Sberegatelnaya»
Interest like deposits, efficiency like cards!
The issue has been suspended since 01.10.2024 .
- shelf life 360 days
- minimum deposit amount 30 BYN
- possibility of partial withdrawal of funds
CONCLUSION OF CONTRACTS IS SUSPENDED
Mastercard Standard "Savings" – is a profitable way to generate income in combination with the functionality of a bank payment card. This is a great alternative to deposits for those who care about their finances, strive to increase them and at the same time want to have constant access to them.
ISSUE TERMS:
| Account currency | BYN |
| Card validity period | 330 days |
| Card issuance fee | free |
MAIN TERMS AND CONDITIONS OF THE TERM REVIABLE BANK DEPOSIT "DEPOSITION CARD" IN VALID FR OM 04.03.2022
| Interest rate, % per annum: | |
| In the absence of debit transactions on the account in the billing period* |
BYN 6,7% |
| If there are debit transactions on the account in the billing period | in the amount established for the deposit (deposit) "on demand" |
*except for the operations of writing off the fee for the operations caused by the use of the card (SMS-informing, viewing the balance, etc.).
One of the features of a savings card is the ability to use the funds stored on the deposit at any time without visiting the bank. In the absence of debit transactions for the billing period (calendar month), income is accrued at an increased interest rate. If there are debit transactions on the card in the billing period, interest is accrued at the rate of the deposit "on demand".
And there is also such a thing as a minimum minimum balance – this is the amount of money that must remain on the card.
How to get a deposit card
To issue a deposit card, you can contact any of the departments of our bank. Your application will be reviewed as soon as possible.
If you want to get additional advice from specialists, just call our bank at short number 136.
You can learn more about bank rates here.
Why is a savings card beneficial?
free disposal of the deposit amount - you use your finances at any time and at your own discretion.
cashless payment - the ability to pay in stores, pay for services and services, including online.
interest is accrued on the balance of the amount, which brings additional income.
funds can be withdrawn as needed.
"Deposit card" - term revocable bank deposit (deposit)
| Deposit currency | BYN | ||||
| Shelf life | 360 calendar days | ||||
| Type and validity period | of the Mastercard Standard "Savings" card for a period of 330 calendar days | ||||
| Type of interest rate | Fixed | ||||
| Minimum down payment (minimum balance), units of currency |
30 |
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| The cost of the card is | free | ||||
| The size of the daily lim it for cash withdrawals on cards** | Not established | ||||
| The procedure for paying interest at the choice of the client | Addition to the amount of the deposit (deposit) (capitalization) or non-cash transfer to the current account to which the card is issued, opened in the currency of the deposit (deposit) in the name of the client. | ||||
| Replenishment | Only with the use of the card and (or) its details, incl. by means of AIS "Calculation". It is allowed to credit the deposit (deposit) account with funds received as part of promotional games, promotions or other events held by the bank or on behalf of the bank, as well as funds returned fr om an unauthorized operation. Acceptance of additional contributions may be suspended by the bank unilaterally. |
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| Possibility of partial withdrawal of the amount | Funds from the deposit (deposit) account can be spent with and without using the card both non-cash and in cash within the balance of funds on the deposit (deposit), except for the amount of the minimum balance. | ||||
| Possibility of early termination | Early termination is made on the basis of a written application of the client not earlier than 45 (forty-five) calendar days after the date of submission of the said application to the bank. | ||||
| Possibility of opening in the name of another person, issue of additional cards Not allowed. | Issue of additional cards to the deposit (deposit) account is not allowed. | ||||
**The size of the daily lim it for cash withdrawals on cards may be changed by the bank.
Upon the expiration of the deposit (deposit) storage period, the amount of the deposit (deposit), taking into account the accrued interest, is paid to the depositor in cash or transferred by bank transfer to the account specified by the depositor.
If the deposit (deposit) is not claimed after the expiration of its storage period (the depositor did not apply to the bank or did not indicate the account to transfer the amount of the deposit (deposit) after closing), the amount of the deposit (deposit), taking into account the accrued interest, is transferred to the deposit account ( deposits) on demand of individuals. From the date of the said transfer on the amount of the deposit (deposit), interest is accrued monthly and added to the amount of the deposit (deposit) in the amount established for the deposit (deposit) "on demand" in the relevant currency.
Available card operations in the app:
- Activate the card without waiting for the card itself
- Transfer money
- Change PIN code
