Safe operating standards
Actual and required special provisions to cover potential losses on assets and operations not reflected in the balance sheet as of 01.06.2024, BYN thousand:
| Figures | Ratio | As of 01.06.2024 |
|---|---|---|
| Legal capital, mln roubles (mln BYN) |
Minimum 60.0 | 2754.1 |
| Capital adequacy, % | 10% (12.5%) | 15.809 |
| Common Equity Tier I ratio (CET 1), % |
4.5% (8.5%) | 11.802 |
| Tier I Adequacy, % | 8.5% | 12.231 |
The Bank’s compliance with liquidity standards set by the National Bank of the Republic of Belarus:
| Ratio name | Minimum valuein May | Maximum value in May |
|---|---|---|
| Liquidity coverage ratio (LCR) (at least 100%), % | Resolution of the Board of the National Bank No. 440 dated December 12, 2023 granted the right not to post on its websites on the global computer network Internet the values of indicators characterizing the implementation of liquidity standards (minimum and maximum values of indicators for the month). | |
| Net Stable Funding Ratio (NSFR) (at least 100%), % | ||
| Actual provisions | Required provisions |
|---|---|
| 1 103 660.1 | 1 103 660.1 |
The Bank’s compliance with the secure functioning requirements set by the National Bank of the Republic of Belarus
| Figures | Ratio | As of 01.05.2024 |
|---|---|---|
| Legal capital, mln roubles (mln BYN) |
Minimum 60.0 | 2671.9 |
| Capital adequacy, % | 10% (12.5%) | 15.260 |
| Common Equity Tier I ratio (CET 1), % |
4.5% (8.5%) | 11.834 |
| Tier I Adequacy, % | 8.5% | 12.260 |
The Bank’s compliance with the secure functioning requirements set by the National Bank of the Republic of Belarus
| Figures | Ratio | As of 01.04.2024 |
|---|---|---|
| Legal capital, mln roubles (mln BYN) |
Minimum 60.0 | 2660.3 |
| Capital adequacy, % | 10% (12.5%) | 15.564 |
| Common Equity Tier I ratio (CET 1), % |
4.5% (8.5%) | 12.108 |
| Tier I Adequacy, % | 8.5% | 12.550 |
The Bank’s compliance with liquidity standards set by the National Bank of the Republic of Belarus:
| Ratio name | Minimum valuein April | Maximum value in April |
|---|---|---|
| Liquidity coverage ratio (LCR) (at least 100%), % | Resolution of the Board of the National Bank No. 440 dated December 12, 2023 granted the right not to post on its websites on the global computer network Internet the values of indicators characterizing the implementation of liquidity standards (minimum and maximum values of indicators for the month). | |
| Net Stable Funding Ratio (NSFR) (at least 100%), % | ||
Report on the implementation of the standards for the safe functioning of JSC Belagroprombank
| Index | The fact of JSC Belagroprombank as of 01.05.2024 | The amount of the standard established by the National Bank of the Republic of Belarus |
|---|---|---|
| - Total value of large credit risks, coefficient (min-max value in April 2024) | 1.5-1.8 | The total amount of large credit risks cannot exceed six times the size of the regulatory capital of a bank, of a non-bank financial institution. |
| - The total amount of credit risks for insiders-legal entities (individuals who are individual entrepreneurs) and related persons and insiders-individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, % (min - max value in February 2024) | 15.5 - 16.2 | The total amount of credit risks on insiders - legal entities (individual entrepreneurs) and related persons and insiders - individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, cannot exceed 50 percent of the regulatory capital of a bank, of a non-bank financial institution. |
Report on the implementation of the standards for the safe functioning of JSC Belagroprombank
| Index | The fact of JSC Belagroprombank as of 01.04.2024 | The amount of the standard established by the National Bank of the Republic of Belarus |
|---|---|---|
| - Total value of large credit risks, coefficient (min-max value in March 2024) | 1.5-1.9 | The total amount of large credit risks cannot exceed six times the size of the regulatory capital of a bank, of a non-bank financial institution. |
| - The total amount of credit risks for insiders-legal entities (individuals who are individual entrepreneurs) and related persons and insiders-individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, % (min - max value in February 2024) | 14.7 - 15.4 | The total amount of credit risks on insiders - legal entities (individual entrepreneurs) and related persons and insiders - individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, cannot exceed 50 percent of the regulatory capital of a bank, of a non-bank financial institution. |
Actual and required special provisions to cover potential losses on assets and operations not reflected in the balance sheet as of 01.05.2024, BYN thousand:
| Actual provisions | Required provisions |
|---|---|
| 1 101 431.5 | 1 101 431.5 |
Actual and required special provisions to cover potential losses on assets and operations not reflected in the balance sheet as of 01.04.2024, BYN thousand:
| Actual provisions | Required provisions |
|---|---|
| 1 023 454,7 | 1 023 454,7 |
Actual and required special provisions to cover potential losses on assets and operations not reflected in the balance sheet as of 01.03.2024, BYN thousand:
| Actual provisions | Required provisions |
|---|---|
| 1 087 269,6 | 1 087 269,6 |
Report on the implementation of the standards for the safe functioning of JSC Belagroprombank
| Index | The fact of JSC Belagroprombank as of 01.03.2024 | The amount of the standard established by the National Bank of the Republic of Belarus |
| - Total value of large credit risks, coefficient (min-max value in February 2024) | 1.8 - 2.0 | The total amount of large credit risks cannot exceed six times the size of the regulatory capital of a bank, of a non-bank financial institution. |
| - The total amount of credit risks for insiders-legal entities (individuals who are individual entrepreneurs) and related persons and insiders-individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, % (min - max value in February 2024) | 14.6 - 15.2 |
The total amount of credit risks on insiders - legal entities (individual entrepreneurs) and related persons and insiders - individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, cannot exceed 50 percent of the regulatory capital of a bank, of a non-bank financial institution. |
INFORMATION ON COMPLIANCE WITH STANDARTS FOR THE SAFE FUNCTIONING OF THE BANK HOLDING
|
Indicators |
Standard value |
Fact for JSC "Belagroprombank" |
| Standard for the total value of major risks, coefficient (accurate to 0.1) |
Not more than six times the size of the holding's regulatory capital. |
1.35
|
| The standard for the total amount of risks to insiders-legal entities and related individuals and insiders-individuals and related legal entities, % | Not more than 50 percent of the holding's regulatory capital | 13.40 |
INFORMATION ON COMPLIANCE WITH STANDARTS FOR THE SAFE FUNCTIONING OF THE BANK HOLDING
|
Indicators |
Standard value |
Fact for JSC "Belagroprombank" |
| Standard for the total value of major risks, coefficient (accurate to 0.1) |
Not more than six times the size of the holding's regulatory capital. |
1.29
|
| The standard for the total amount of risks to insiders-legal entities and related individuals and insiders-individuals and related legal entities, % | Not more than 50 percent of the holding's regulatory capital | 12.19 |
INFORMATION ON COMPLIANCE WITH STANDARTS FOR THE SAFE FUNCTIONING OF THE BANK HOLDING
|
Indicators |
Standard value |
Fact for JSC "Belagroprombank" |
| Standard for the total value of major risks, coefficient (accurate to 0.1) |
Not more than six times the size of the holding's regulatory capital. |
1.44
|
| The standard for the total amount of risks to insiders-legal entities and related individuals and insiders-individuals and related legal entities, % | Not more than 50 percent of the holding's regulatory capital | 11.09 |
