Safe operating standards
Report on the implementation of the standards for the safe functioning of JSC Belagroprombank
| Index | The fact of JSC Belagroprombank as of 01.04.2026 | The amount of the standard established by the National Bank of the Republic of Belarus |
|---|---|---|
|
2.03 | no more than six times the bank's regulatory capital |
|
33.17 | no more than 50 percent of the bank's regulatory capital |
|
0.48 | no more than 5 percent of the bank's regulatory capital |
2026
| Index | The fact of JSC Belagroprombank as of 01.03.2026 | The amount of the standard established by the National Bank of the Republic of Belarus |
|---|---|---|
|
1.75 | no more than six times the bank's regulatory capital |
|
34.08 | no more than 50 percent of the bank's regulatory capital |
|
0.46 | no more than 5 percent of the bank's regulatory capital |
| Index | The fact of JSC Belagroprombank as of 01.02.2026 | The amount of the standard established by the National Bank of the Republic of Belarus |
|---|---|---|
|
1.7 | no more than six times the bank's regulatory capital |
|
32.2 | no more than 50 percent of the bank's regulatory capital |
|
0.44 | no more than 5 percent of the bank's regulatory capital |
| Index | The fact of JSC Belagroprombank as of 01.01.2026 | The amount of the standard established by the National Bank of the Republic of Belarus |
|---|---|---|
|
2.0 | The total amount of large credit risks cannot exceed six times the size of the regulatory capital of a bank, of a non-bank financial institution. |
|
32.2 | The total amount of credit risks on insiders - legal entities (individual entrepreneurs) and related persons and insiders - individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, cannot exceed 50 percent of the regulatory capital of a bank, of a non-bank financial institution. |
|
0.44 | The total amount of risks for insiders - individuals (except for sole proprietors) and individuals related to them (except for sole proprietors) may not exceed 5 percent of the bank’s regulatory capital. |
2025
| Index | The fact of JSC Belagroprombank as of 01.12.2025 | The amount of the standard established by the National Bank of the Republic of Belarus |
|---|---|---|
|
1.9 | The total amount of large credit risks cannot exceed six times the size of the regulatory capital of a bank, of a non-bank financial institution. |
|
32.51 | The total amount of credit risks on insiders - legal entities (individual entrepreneurs) and related persons and insiders - individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, cannot exceed 50 percent of the regulatory capital of a bank, of a non-bank financial institution. |
|
0.45 | The total amount of risks for insiders - individuals (except for sole proprietors) and individuals related to them (except for sole proprietors) may not exceed 5 percent of the bank’s regulatory capital. |
| Index | The fact of JSC Belagroprombank as of 01.11.2025 | The amount of the standard established by the National Bank of the Republic of Belarus |
|---|---|---|
|
1.8 | The total amount of large credit risks cannot exceed six times the size of the regulatory capital of a bank, of a non-bank financial institution. |
|
32.4 | The total amount of credit risks on insiders - legal entities (individual entrepreneurs) and related persons and insiders - individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, cannot exceed 50 percent of the regulatory capital of a bank, of a non-bank financial institution. |
|
0.42 | The total amount of risks for insiders - individuals (except for sole proprietors) and individuals related to them (except for sole proprietors) may not exceed 5 percent of the bank’s regulatory capital. |
| Index | The fact of JSC Belagroprombank as of 01.10.2025 | The amount of the standard established by the National Bank of the Republic of Belarus |
|---|---|---|
|
1.9 | The total amount of large credit risks cannot exceed six times the size of the regulatory capital of a bank, of a non-bank financial institution. |
|
31.8 | The total amount of credit risks on insiders - legal entities (individual entrepreneurs) and related persons and insiders - individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, cannot exceed 50 percent of the regulatory capital of a bank, of a non-bank financial institution. |
|
0.42 | The total amount of risks for insiders - individuals (except for sole proprietors) and individuals related to them (except for sole proprietors) may not exceed 5 percent of the bank’s regulatory capital. |
| Index | The fact of JSC Belagroprombank as of 01.09.2025 | The amount of the standard established by the National Bank of the Republic of Belarus |
|---|---|---|
|
1.8 | The total amount of large credit risks cannot exceed six times the size of the regulatory capital of a bank, of a non-bank financial institution. |
|
29.3 | The total amount of credit risks on insiders - legal entities (individual entrepreneurs) and related persons and insiders - individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, cannot exceed 50 percent of the regulatory capital of a bank, of a non-bank financial institution. |
|
0.43 | The total amount of risks for insiders - individuals (except for sole proprietors) and individuals related to them (except for sole proprietors) may not exceed 5 percent of the bank’s regulatory capital. |
| Index | The fact of JSC Belagroprombank as of 01.08.2025 | The amount of the standard established by the National Bank of the Republic of Belarus |
|---|---|---|
|
2.0 | The total amount of large credit risks cannot exceed six times the size of the regulatory capital of a bank, of a non-bank financial institution. |
|
29.3 | The total amount of credit risks on insiders - legal entities (individual entrepreneurs) and related persons and insiders - individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, cannot exceed 50 percent of the regulatory capital of a bank, of a non-bank financial institution. |
|
0.393 | The total amount of risks for insiders - individuals (except for sole proprietors) and individuals related to them (except for sole proprietors) may not exceed 5 percent of the bank’s regulatory capital. |
| Index | The fact of JSC Belagroprombank as of 01.07.2025 | The amount of the standard established by the National Bank of the Republic of Belarus |
|---|---|---|
|
2.9 | The total amount of large credit risks cannot exceed six times the size of the regulatory capital of a bank, of a non-bank financial institution. |
|
32.8 | The total amount of credit risks on insiders - legal entities (individual entrepreneurs) and related persons and insiders - individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, cannot exceed 50 percent of the regulatory capital of a bank, of a non-bank financial institution. |
|
0.43 | The total amount of risks for insiders - individuals (except for sole proprietors) and individuals related to them (except for sole proprietors) may not exceed 5 percent of the bank’s regulatory capital. |
| Index | The fact of JSC Belagroprombank as of 01.06.2025 | The amount of the standard established by the National Bank of the Republic of Belarus |
|---|---|---|
|
2.3 | The total amount of large credit risks cannot exceed six times the size of the regulatory capital of a bank, of a non-bank financial institution. |
|
31.8 | The total amount of credit risks on insiders - legal entities (individual entrepreneurs) and related persons and insiders - individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, cannot exceed 50 percent of the regulatory capital of a bank, of a non-bank financial institution. |
|
0.39 | The total amount of risks for insiders - individuals (except for sole proprietors) and individuals related to them (except for sole proprietors) may not exceed 5 percent of the bank’s regulatory capital. |
| Index | The fact of JSC Belagroprombank as of 01.05.2025 | The amount of the standard established by the National Bank of the Republic of Belarus |
|---|---|---|
|
2.3 | The total amount of large credit risks cannot exceed six times the size of the regulatory capital of a bank, of a non-bank financial institution. |
|
30.9 | The total amount of credit risks on insiders - legal entities (individual entrepreneurs) and related persons and insiders - individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, cannot exceed 50 percent of the regulatory capital of a bank, of a non-bank financial institution. |
|
0.40 | The total amount of risks for insiders - individuals (except for sole proprietors) and individuals related to them (except for sole proprietors) may not exceed 5 percent of the bank’s regulatory capital. |
| Index | The fact of JSC Belagroprombank as of 01.04.2025 | The amount of the standard established by the National Bank of the Republic of Belarus |
|---|---|---|
|
2.1 | The total amount of large credit risks cannot exceed six times the size of the regulatory capital of a bank, of a non-bank financial institution. |
|
27.2 | The total amount of credit risks on insiders - legal entities (individual entrepreneurs) and related persons and insiders - individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, cannot exceed 50 percent of the regulatory capital of a bank, of a non-bank financial institution. |
| Index | The fact of JSC Belagroprombank as of 01.03.2025 | The amount of the standard established by the National Bank of the Republic of Belarus |
|---|---|---|
|
1.6 - 2.1 | The total amount of large credit risks cannot exceed six times the size of the regulatory capital of a bank, of a non-bank financial institution. |
|
26.5 - 26.9 | The total amount of credit risks on insiders - legal entities (individual entrepreneurs) and related persons and insiders - individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, cannot exceed 50 percent of the regulatory capital of a bank, of a non-bank financial institution. |
| Index | The fact of JSC Belagroprombank as of 01.02.2025 | The amount of the standard established by the National Bank of the Republic of Belarus |
|---|---|---|
|
1.6-1.76 | The total amount of large credit risks cannot exceed six times the size of the regulatory capital of a bank, of a non-bank financial institution. |
|
26.5 -27.1 | The total amount of credit risks on insiders - legal entities (individual entrepreneurs) and related persons and insiders - individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, cannot exceed 50 percent of the regulatory capital of a bank, of a non-bank financial institution. |
| Index | The fact of JSC Belagroprombank as of 01.01.2025 | The amount of the standard established by the National Bank of the Republic of Belarus |
|---|---|---|
|
1.4-1.6 | The total amount of large credit risks cannot exceed six times the size of the regulatory capital of a bank, of a non-bank financial institution. |
|
24.9 -27.1 | The total amount of credit risks on insiders - legal entities (individual entrepreneurs) and related persons and insiders - individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, cannot exceed 50 percent of the regulatory capital of a bank, of a non-bank financial institution. |
2024
| Index | The fact of JSC Belagroprombank as of 01.12.2024 | The amount of the standard established by the National Bank of the Republic of Belarus |
|---|---|---|
| - Total value of large risks, coefficient (min-max value in November 2024) | 1.3-1.5 | The total amount of large credit risks cannot exceed six times the size of the regulatory capital of a bank, of a non-bank financial institution. |
| - The total amount of risks for insiders-legal entities (individuals who are individual entrepreneurs) and related persons and insiders-individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, % (min - max value in November 2024) | 24.8 -25.2 | The total amount of credit risks on insiders - legal entities (individual entrepreneurs) and related persons and insiders - individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, cannot exceed 50 percent of the regulatory capital of a bank, of a non-bank financial institution. |
| Index | The fact of JSC Belagroprombank as of 01.11.2024 | The amount of the standard established by the National Bank of the Republic of Belarus |
|---|---|---|
| - Total value of large risks, coefficient (min-max value in October 2024) | 1.3-1.4 | The total amount of large credit risks cannot exceed six times the size of the regulatory capital of a bank, of a non-bank financial institution. |
| - The total amount of risks for insiders-legal entities (individuals who are individual entrepreneurs) and related persons and insiders-individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, % (min - max value in October 2024) | 24.8 -25.1 | The total amount of credit risks on insiders - legal entities (individual entrepreneurs) and related persons and insiders - individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, cannot exceed 50 percent of the regulatory capital of a bank, of a non-bank financial institution. |
| Index | The fact of JSC Belagroprombank as of 01.10.2024 | The amount of the standard established by the National Bank of the Republic of Belarus |
|---|---|---|
| - Total value of large risks, coefficient (min-max value in September 2024) |
1.3-1.5 | The total amount of large credit risks cannot exceed six times the size of the regulatory capital of a bank, of a non-bank financial institution. |
| - The total amount of risks for insiders-legal entities (individuals who are individual entrepreneurs) and related persons and insiders-individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, % (min - max value in September 2024) |
24.9 -25.1 | The total amount of credit risks on insiders - legal entities (individual entrepreneurs) and related persons and insiders - individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, cannot exceed 50 percent of the regulatory capital of a bank, of a non-bank financial institution. |
| Index | The fact of JSC Belagroprombank as of 01.09.2024 | The amount of the standard established by the National Bank of the Republic of Belarus |
|---|---|---|
| - Total value of large risks, coefficient (min-max value in July 2024) | 1.4-1.5 | The total amount of large credit risks cannot exceed six times the size of the regulatory capital of a bank, of a non-bank financial institution. |
| - The total amount of risks for insiders-legal entities (individuals who are individual entrepreneurs) and related persons and insiders-individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, % (min - max value in July 2024) | 24.7 -25.0 | The total amount of credit risks on insiders - legal entities (individual entrepreneurs) and related persons and insiders - individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, cannot exceed 50 percent of the regulatory capital of a bank, of a non-bank financial institution. |
| Index | The fact of JSC Belagroprombank as of 01.08.2024 | The amount of the standard established by the National Bank of the Republic of Belarus |
|---|---|---|
| - Total value of large risks, coefficient (min-max value in July 2024) | 1.4 - 1.6 | The total amount of large credit risks cannot exceed six times the size of the regulatory capital of a bank, of a non-bank financial institution. |
| - The total amount of risks for insiders-legal entities (individuals who are individual entrepreneurs) and related persons and insiders-individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, % (min - max value in July 2024) | 24.7 - 26.9 | The total amount of credit risks on insiders - legal entities (individual entrepreneurs) and related persons and insiders - individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs, cannot exceed 50 percent of the regulatory capital of a bank, of a non-bank financial institution. |
The Bank’s compliance with liquidity standards set by the National Bank of the Republic of Belarus:
| Ratio name | Minimum valuein for March | Maximum value for March |
|---|---|---|
| Liquidity coverage ratio (LCR) (at least 100%), % | Resolution of the Board of the National Bank No. 422 dated 24,12, 2024 granted the right not to post on its websites on the global computer network Internet the values of indicators characterizing the implementation of liquidity standards (minimum and maximum values of indicators for the month). | |
| Net Stable Funding Ratio (NSFR) (at least 100%), | ||
2026
| Ratio name | Minimum valuein for February | Maximum value for February |
|---|---|---|
| Liquidity coverage ratio (LCR) (at least 100%), % | Resolution of the Board of the National Bank No. 422 dated 24,12, 2024 granted the right not to post on its websites on the global computer network Internet the values of indicators characterizing the implementation of liquidity standards (minimum and maximum values of indicators for the month). | |
| Net Stable Funding Ratio (NSFR) (at least 100%), | ||
| Ratio name | Minimum valuein for January | Maximum value for January |
|---|---|---|
| Liquidity coverage ratio (LCR) (at least 100%), % | Resolution of the Board of the National Bank No. 422 dated 24,12, 2024 granted the right not to post on its websites on the global computer network Internet the values of indicators characterizing the implementation of liquidity standards (minimum and maximum values of indicators for the month). | |
| Net Stable Funding Ratio (NSFR) (at least 100%), | ||
2025
| Ratio name | Minimum valuein for December | Maximum value for December |
|---|---|---|
| Liquidity coverage ratio (LCR) (at least 100%), % | Resolution of the Board of the National Bank No. 422 dated 24,12, 2024 granted the right not to post on its websites on the global computer network Internet the values of indicators characterizing the implementation of liquidity standards (minimum and maximum values of indicators for the month). | |
| Net Stable Funding Ratio (NSFR) (at least 100%), | ||
| Ratio name | Minimum valuein for November | Maximum value for November |
|---|---|---|
| Liquidity coverage ratio (LCR) (at least 100%), % | Resolution of the Board of the National Bank No. 422 dated 24,12, 2024 granted the right not to post on its websites on the global computer network Internet the values of indicators characterizing the implementation of liquidity standards (minimum and maximum values of indicators for the month). | |
| Net Stable Funding Ratio (NSFR) (at least 100%), | ||
| Ratio name | Minimum valuein for October | Maximum value for October |
|---|---|---|
| Liquidity coverage ratio (LCR) (at least 100%), % | Resolution of the Board of the National Bank No. 422 dated 24,12, 2024 granted the right not to post on its websites on the global computer network Internet the values of indicators characterizing the implementation of liquidity standards (minimum and maximum values of indicators for the month). | |
| Net Stable Funding Ratio (NSFR) (at least 100%), | ||
| Ratio name | Minimum valuein for September | Maximum value for September |
|---|---|---|
| Liquidity coverage ratio (LCR) (at least 100%), % | Resolution of the Board of the National Bank No. 422 dated 24,12, 2024 granted the right not to post on its websites on the global computer network Internet the values of indicators characterizing the implementation of liquidity standards (minimum and maximum values of indicators for the month). | |
| Net Stable Funding Ratio (NSFR) (at least 100%), | ||
| Ratio name | Minimum valuein for August | Maximum value for August |
|---|---|---|
| Liquidity coverage ratio (LCR) (at least 100%), % | Resolution of the Board of the National Bank No. 422 dated 24,12, 2024 granted the right not to post on its websites on the global computer network Internet the values of indicators characterizing the implementation of liquidity standards (minimum and maximum values of indicators for the month). | |
| Net Stable Funding Ratio (NSFR) (at least 100%), | ||
| Ratio name | Minimum valuein for July | Maximum value for July |
|---|---|---|
| Liquidity coverage ratio (LCR) (at least 100%), % | Resolution of the Board of the National Bank No. 422 dated 24,12, 2024 granted the right not to post on its websites on the global computer network Internet the values of indicators characterizing the implementation of liquidity standards (minimum and maximum values of indicators for the month). | |
| Net Stable Funding Ratio (NSFR) (at least 100%), | ||
| Ratio name | Minimum valuein for June | Maximum value for June |
|---|---|---|
| Liquidity coverage ratio (LCR) (at least 100%), % | Resolution of the Board of the National Bank No. 422 dated 24,12, 2024 granted the right not to post on its websites on the global computer network Internet the values of indicators characterizing the implementation of liquidity standards (minimum and maximum values of indicators for the month). | |
| Net Stable Funding Ratio (NSFR) (at least 100%), | ||
| Ratio name | Minimum valuein for May | Maximum value for May |
|---|---|---|
| Liquidity coverage ratio (LCR) (at least 100%), % | Resolution of the Board of the National Bank No. 422 dated 24,12, 2024 granted the right not to post on its websites on the global computer network Internet the values of indicators characterizing the implementation of liquidity standards (minimum and maximum values of indicators for the month). | |
| Net Stable Funding Ratio (NSFR) (at least 100%), | ||
| Ratio name | Minimum valuein for April | Maximum value for April |
|---|---|---|
| Liquidity coverage ratio (LCR) (at least 100%), % | Resolution of the Board of the National Bank No. 422 dated 24,12, 2024 granted the right not to post on its websites on the global computer network Internet the values of indicators characterizing the implementation of liquidity standards (minimum and maximum values of indicators for the month). | |
| Net Stable Funding Ratio (NSFR) (at least 100%), | ||
| Ratio name | Minimum valuein for March | Maximum value for March |
|---|---|---|
| Liquidity coverage ratio (LCR) (at least 100%), % | Resolution of the Board of the National Bank No. 422 dated 24,12, 2024 granted the right not to post on its websites on the global computer network Internet the values of indicators characterizing the implementation of liquidity standards (minimum and maximum values of indicators for the month). | |
| Net Stable Funding Ratio (NSFR) (at least 100%), | ||
| Ratio name | Minimum valuein for February | Maximum value for February |
|---|---|---|
| Liquidity coverage ratio (LCR) (at least 100%), % | Resolution of the Board of the National Bank No. 422 dated 24,12, 2024 granted the right not to post on its websites on the global computer network Internet the values of indicators characterizing the implementation of liquidity standards (minimum and maximum values of indicators for the month). | |
| Net Stable Funding Ratio (NSFR) (at least 100%), | ||
| Ratio name | Minimum valuein for January | Maximum value for January |
|---|---|---|
| Liquidity coverage ratio (LCR) (at least 100%), % | Resolution of the Board of the National Bank No. 422 dated 24,12, 2024 granted the right not to post on its websites on the global computer network Internet the values of indicators characterizing the implementation of liquidity standards (minimum and maximum values of indicators for the month). | |
| Net Stable Funding Ratio (NSFR) (at least 100%), | ||
2024
| Ratio name | Minimum valuein for December | Maximum value for December |
|---|---|---|
| Liquidity coverage ratio (LCR) (at least 100%), % | Resolution of the Board of the National Bank No. 440 dated December 12, 2023 granted the right not to post on its websites on the global computer network Internet the values of indicators characterizing the implementation of liquidity standards (minimum and maximum values of indicators for the month). | |
| Net Stable Funding Ratio (NSFR) (at least 100%), | ||
| Ratio name | Minimum valuein for November | Maximum value for November |
|---|---|---|
| Liquidity coverage ratio (LCR) (at least 100%), % | Resolution of the Board of the National Bank No. 440 dated December 12, 2023 granted the right not to post on its websites on the global computer network Internet the values of indicators characterizing the implementation of liquidity standards (minimum and maximum values of indicators for the month). | |
| Net Stable Funding Ratio (NSFR) (at least 100%), | ||
The Bank’s compliance with the secure functioning requirements set by the National Bank of the Republic of Belarus
| Figures | Ratio | As of 01.04.2026 |
|---|---|---|
| Legal capital, mln roubles (mln BYN) | Minimum 60.0 | 3 149,7 |
| Capital adequacy, % | 10% (12.5%) | 15,952 |
| Common Equity Tier I ratio (CET 1), % | 4.5% (8.5%) | 13,182 |
| Tier I Adequacy, % | 8.5% | 13,711 |
2026
| Figures | Ratio | As of 01.03.2026 |
|---|---|---|
| Legal capital, mln roubles (mln BYN) | Minimum 60.0 | 3221,2 |
| Capital adequacy, % | 10% (12.5%) | 16,735 |
| Common Equity Tier I ratio (CET 1), % | 4.5% (8.5%) | 11,864 |
| Tier I Adequacy, % | 8.5% | 12,357 |
| Figures | Ratio | As of 01.02.2026 |
|---|---|---|
| Legal capital, mln roubles (mln BYN) | Minimum 60.0 | 3218,1 |
| Capital adequacy, % | 10% (12.5%) | 16,113 |
| Common Equity Tier I ratio (CET 1), % | 4.5% (8.5%) | 11,457 |
| Tier I Adequacy, % | 8.5% | 11,918 |
| Figures | Ratio | As of 01.01.2026 |
|---|---|---|
| Legal capital, mln roubles (mln BYN) | Minimum 60.0 | 3187,2 |
| Capital adequacy, % | 10% (12.5%) | 16,064 |
| Common Equity Tier I ratio (CET 1), % | 4.5% (8.5%) | 11,585 |
| Tier I Adequacy, % | 8.5% | 12,049 |
2025
| Figures | Ratio | As of 01.12.2025 |
|---|---|---|
| Legal capital, mln roubles (mln BYN) | Minimum 60.0 | 3157,7 |
| Capital adequacy, % | 10% (12.5%) | 15,197 |
| Common Equity Tier I ratio (CET 1), % | 4.5% (8.5%) | 11,218 |
| Tier I Adequacy, % | 8.5% | 11,598 |
| Figures | Ratio | As of 01.11.2025 |
|---|---|---|
| Legal capital, mln roubles (mln BYN) | Minimum 60.0 | 3179,6 |
| Capital adequacy, % | 10% (12.5%) | 15,846 |
| Common Equity Tier I ratio (CET 1), % | 4.5% (8.5%) | 11,595 |
| Tier I Adequacy, % | 8.5% | 12,001 |
| Figures | Ratio | As of 01.10.2025 |
|---|---|---|
| Legal capital, mln roubles (mln BYN) | Minimum 60.0 | 3199,4 |
| Capital adequacy, % | 10% (12.5%) | 16,467 |
| Common Equity Tier I ratio (CET 1), % | 4.5% (8.5%) | 11,952 |
| Tier I Adequacy, % | 8.5% | 12,379 |
| Figures | Ratio | As of 01.09.2025 |
|---|---|---|
| Legal capital, mln roubles (mln BYN) | Minimum 60.0 | 3140,2 |
| Capital adequacy, % | 10% (12.5%) | 16,025 |
| Common Equity Tier I ratio (CET 1), % | 4.5% (8.5%) | 11,898 |
| Tier I Adequacy, % | 8.5% | 12,315 |
| Figures | Ratio | As of 01.08.2025 |
|---|---|---|
| Legal capital, mln roubles (mln BYN) | Minimum 60.0 | 3093,4 |
| Capital adequacy, % | 10% (12.5%) | 15,895 |
| Common Equity Tier I ratio (CET 1), % | 4.5% (8.5%) | 11,981 |
| Tier I Adequacy, % | 8.5% | 12,401 |
| Figures | Ratio | As of 01.07.2025 |
|---|---|---|
| Legal capital, mln roubles (mln BYN) |
Minimum 60.0 | 2754,3 |
| Capital adequacy, % | 10% (12.5%) | 14,059 |
| Common Equity Tier I ratio (CET 1), % |
4.5% (8.5%) | 10,682 |
| Tier I Adequacy, % | 8.5% | 11,050 |
| Figures | Ratio | As of 01.06.2025 |
|---|---|---|
| Legal capital, mln roubles (mln BYN) |
Minimum 60.0 | 2771,8 |
| Capital adequacy, % | 10% (12.5%) | 14,407 |
| Common Equity Tier I ratio (CET 1), % |
4.5% (8.5%) | 10,848 |
| Tier I Adequacy, % | 8.5% | 11,235 |
| Figures | Ratio | As of 01.05.2025 |
|---|---|---|
| Legal capital, mln roubles (mln BYN) |
Minimum 60.0 | 2708,7 |
| Capital adequacy, % | 10% (12.5%) | 13,848 |
| Common Equity Tier I ratio (CET 1), % |
4.5% (8.5%) | 11,043 |
| Tier I Adequacy, % | 8.5% | 11,424 |
| Figures | Ratio | As of 01.04.2025 |
|---|---|---|
| Legal capital, mln roubles (mln BYN) |
Minimum 60.0 | 2652.9 |
| Capital adequacy, % | 10% (12.5%) | 13.846 |
| Common Equity Tier I ratio (CET 1), % |
4.5% (8.5%) | 11.219 |
| Tier I Adequacy, % | 8.5% | 11.630 |
| Figures | Ratio | As of 01.03.2025 |
|---|---|---|
| Legal capital, mln roubles (mln BYN) |
Minimum 60.0 | 2765.4 |
| Capital adequacy, % | 10% (12.5%) | 14.665 |
| Common Equity Tier I ratio (CET 1), % |
4.5% (8.5%) | 10.837 |
| Tier I Adequacy, % | 8.5% | 11.233 |
| Figures | Ratio | As of 01.02.2025 |
|---|---|---|
| Legal capital, mln roubles (mln BYN) |
Minimum 60.0 | 2685.8 |
| Capital adequacy, % | 10% (12.5%) | 14.188 |
| Common Equity Tier I ratio (CET 1), % |
4.5% (8.5%) | 10.805 |
| Tier I Adequacy, % | 8.5% | 11.195 |
| Figures | Ratio | As of 01.01.2025 |
|---|---|---|
| Legal capital, mln roubles (mln BYN) |
Minimum 60.0 | 2623.8 |
| Capital adequacy, % | 10% (12.5%) | 14.123 |
| Common Equity Tier I ratio (CET 1), % |
4.5% (8.5%) | 11.015 |
| Tier I Adequacy, % | 8.5% | 11.422 |
2024
| Figures | Ratio | As of 01.12.2024 |
|---|---|---|
| Legal capital, mln roubles (mln BYN) |
Minimum 60.0 | 2815.9 |
| Capital adequacy, % | 10% (12.5%) | 16.073 |
| Common Equity Tier I ratio (CET 1), % |
4.5% (8.5%) | 11.780 |
| Tier I Adequacy, % | 8.5% | 12.190 |
Information on compliance with standards for the safe functioning of the bank holding
| Indicators | Normative value | Fact for OJSC Belagroprombank (as of the reporting date 01.10.2025) |
|---|---|---|
| Standard of the total value of major risks, coefficient (with an accuracy of 0.1) | No more than six times the size of the holding's regulatory capital | 1.28 |
| Standard for the total amount of risks for insiders-legal entities (individuals who are sole proprietors) and persons related to them and insiders-individuals (except sole proprietors) and legal entities and (or) individuals who are sole proprietors related to them, % | No more than 50 percent of the holding's regulatory capital | 28.44 |
| Standard for the total amount of risks for insiders – individuals (except for sole proprietors) and individuals related to them (except for sole proprietors) | No more than 5.0% of regulatory capital | 0.37 |
2025
| Indicators | Normative value | Fact for OJSC Belagroprombank (as of the reporting date 01.07.2025) |
|---|---|---|
| Standard of the total value of major risks, coefficient (with an accuracy of 0.1) | No more than six times the size of the holding's regulatory capital | 2.1 |
| Standard of the total amount of risks for insiders - legal entities and related persons and insiders - individuals and related legal entities, % | No more than 50 percent of the holding's regulatory capital | 28.98 |
| Indicators | Normative value | Fact for OJSC Belagroprombank (as of the reporting date 01.05.2025) |
|---|---|---|
| Standard of the total value of major risks, coefficient (with an accuracy of 0.1) | No more than six times the size of the holding's regulatory capital | 1.9 |
| Standard of the total amount of risks for insiders - legal entities and related persons and insiders - individuals and related legal entities, % | No more than 50 percent of the holding's regulatory capital | 24.06 |
| Indicators | Normative value | Fact for OJSC Belagroprombank (as of the reporting date 01.01.2025) |
|---|---|---|
| Standard of the total value of major risks, coefficient (with an accuracy of 0.1) | No more than six times the size of the holding's regulatory capital | 1.4 |
| Standard of the total amount of risks for insiders - legal entities and related persons and insiders - individuals and related legal entities, % | No more than 50 percent of the holding's regulatory capital | 24.37 |
2024
| Indicators | Normative value | Fact for OJSC Belagroprombank (as of the reporting date 01.10.2024) |
|---|---|---|
| Standard of the total value of major risks, coefficient (with an accuracy of 0.1) | No more than six times the size of the holding's regulatory capital | 1.18 |
| Standard of the total amount of risks for insiders - legal entities and related persons and insiders - individuals and related legal entities, % | No more than 50 percent of the holding's regulatory capital | 23.08 |
| Indicators | Standard value | Fact for JSC "Belagroprombank" (as of the reporting date 01.07.2024) |
|---|---|---|
| Standard for the total value of major risks, coefficient (accurate to 0.1) |
Not more than six times the size of the holding's regulatory capital. |
1,41
|
| The standard for the total amount of risks to insiders-legal entities and related individuals and insiders-individuals and related legal entities, % | Not more than 50 percent of the holding's regulatory capital | 23,93 |
|
Indicators |
Standard value |
Fact for JSC "Belagroprombank" |
|---|---|---|
| Standard for the total value of major risks, coefficient (accurate to 0.1) |
Not more than six times the size of the holding's regulatory capital. |
1.35
|
| The standard for the total amount of risks to insiders-legal entities and related individuals and insiders-individuals and related legal entities, % | Not more than 50 percent of the holding's regulatory capital | 13.40 |
|
Indicators |
Standard value |
Fact for JSC "Belagroprombank" |
|---|---|---|
| Standard for the total value of major risks, coefficient (accurate to 0.1) |
Not more than six times the size of the holding's regulatory capital. |
1.29
|
| The standard for the total amount of risks to insiders-legal entities and related individuals and insiders-individuals and related legal entities, % | Not more than 50 percent of the holding's regulatory capital |
12.19 |
2023
|
Indicators |
Standard value |
Fact for JSC "Belagroprombank" |
|---|---|---|
| Standard for the total value of major risks, coefficient (accurate to 0.1) | Not more than six times the size of the holding's regulatory capital. |
1.44
|
| The standard for the total amount of risks to insiders-legal entities and related individuals and insiders-individuals and related legal entities, % | Not more than 50 percent of the holding's regulatory capital | 11.09 |
Compliance with safe operating standards
Information on the implementation of safe operating standards for 2026
|
№ |
Наименование норматива |
01.01.2026 |
01.02.2026 |
01.03.2026 |
||
|---|---|---|---|---|---|---|
|
1. |
Минимальный размер нормативного капитала, млн. BYN |
60.00 | ||||
|
срок действия |
с 01.01.2023 | |||||
|
Размер нормативного капитала, тыс. BYN |
3 187 169.1 |
3 218 115.0 |
3 221 182.6 | |||
|
2. |
Нормативы достаточности нормативного капитала: |
|||||
|
2.1. |
Достаточность нормативного капитала, % |
10% |
15.392 |
16.113 |
16.735 | |
|
с учетом консервационного буфера (2.5%) |
12.5% |
|||||
|
2.2. |
Достаточность основного капитала 1 уровня, % |
4.5% |
11.141 |
11.457 |
11.864 | |
|
с учетом консервационного буфера (2.5%) |
7.0% |
|||||
|
с учетом консервационного буфера (2.5%) и контрциклического буфера (0%), % |
7.0% |
|||||
|
с учетом консервационного буфера (2.5%), контрциклического буфера (0%) и буфера системной значимости (1.5%), % |
8.5% |
|||||
|
с учетом консервационного буфера (2.5%) и буфера системной значимости (1.5%) |
8.5% |
|||||
|
2.3. |
Достаточность капитала 1 уровня, % (в размере норматива достаточности основного капитала I уровня с учетом консервационного буфера, контрциклического буфера и буфера системной значимости) |
8.5% |
11.568 |
11.918 |
12.357 | |
|
3 |
Величина левереджа |
(не менее 3 %) |
10.3 |
10.5 |
10.37 | |
Information on the implementation of safe operating standards for 2025
|
№ |
Наименование норматива |
01.01.2025 | 01.02.2025 | 01.03.2025 | 01.04.2025 | 01.05.2025 | 01.06.2025 | 01.07.2025 | 01.08.2025 | 01.09.2025 | 01.10.2025 | 01.11.2025 | 01.11.2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
1. |
Минимальный размер нормативного капитала, млн. BYN |
60.00 |
|||||||||||||
|
срок действия |
с 01.01.2023 |
||||||||||||||
|
Размер нормативного капитала, тыс. BYN |
2 623 842.0 |
2 685 849.9 |
2 765 370.5 | 2 652 926.5 | 2 708 740.0 | 2 771 802.6 | 2 754 321.1 | 3 093 427.5 | 3 140 163.6 | 3 199 398.8 | 3 179 607.3 | 3 157 745,8 | |||
|
2. |
Нормативы достаточности нормативного капитала: |
||||||||||||||
|
2.1. |
Достаточность нормативного капитала, % |
10% |
14.123 |
14.188 |
14.665 | 13.846 | 13.848 | 14.407 | 14.059 | 15.895 | 16.025 | 16.467 | 15.846 | 15,197 | |
|
с учетом консервационного буфера (2.5%) |
12.5% |
||||||||||||||
|
2.2. |
Достаточность основного капитала 1 уровня, % |
4.5% |
11.015 |
10.805 |
10.837 | 11.219 | 11.043 | 10.848 | 10.682 | 11.981 | 11.898 | 11.952 | 11.595 | 11,218 | |
|
с учетом консервационного буфера (2.5%) |
7.0% |
||||||||||||||
|
с учетом консервационного буфера (2.5%) и контрциклического буфера (0%), % |
7.0% |
||||||||||||||
|
с учетом консервационного буфера (2.5%), контрциклического буфера (0%) и буфера системной значимости (1.5%), % |
8.5% |
||||||||||||||
|
с учетом консервационного буфера (2.5%) и буфера системной значимости (1.5%) |
8.5% |
||||||||||||||
|
2.3. |
Достаточность капитала 1 уровня, % (в размере норматива достаточности основного капитала I уровня с учетом консервационного буфера, контрциклического буфера и буфера системной значимости) |
8.5% |
11.422 |
11.195 |
11.233 | 11.630 | 11.424 | 11.235 | 11.050 | 12.401 | 12.315 | 12.379 | 12.001 | 11,598 | |
|
3 |
Величина левереджа |
(не менее 3 %) |
10.2 |
10.3 |
9.9 | 10.3 | 10.2 | 10.0 | 9.7 | 10.5 | 10.4 | 10.2 | 10.3 | 10,3 | |
Information on the implementation of safe operating standards for 2024
| № п/п |
Наименование норматива | 01.01.2024 | На 01.01.2024 по годовому отчету, подтвержденному ООО "Кэпт" | 01.02.2024 | 01.03.2024 | 01.04.2024 | 01.05.2024 | 01.06.2024 | 01.07.2024 | 01.08.2024 | 01.09.2024 | 01.10.2024 | 01.11.2024 | 01.11.2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Минимальный размер нормативного капитала, млн. BYN | 60,00 | |||||||||||||
| срок действия | с 01.01.2023 | ||||||||||||||
| Размер нормативного капитала, тыс. BYN | 2 481 654,7 | 2 576 595,7 | 2 494 661,4 | 2 618 098,2 | 2 660 321,0 | 2 671 863,6 | 2 754 062,7 | 2 719 769,9 | 2 758 793.4 | 2 740 415.2 | 2 764 001.5 | 2 798 050.3 | 2 815 876.3 | ||
| 2 | Нормативы достаточности нормативного капитала: | ||||||||||||||
| 2.1 | Достаточность нормативного капитала, % | 10% | 15,288 | 15,889 | 15,001 | 15,414 | 15,564 | 15,260 | 15,809 | 15,646 | 15.574 | 15.341 | 15.888 | 16.080 | 16.073 |
|
с учетом консервационного буфера (2.5%) |
12,5% | ||||||||||||||
| 2.2 | Достаточность основного капитала 1 уровня, % | 4,5% | 12,373 | 12,421 | 12,097 | 11,901 | 12,108 | 11,834 | 11,802 | 11,847 | 11.633 | 11.539 | 11.828 | 11.841 | 11.780 |
| с учетом консервационного буфера (2.5%) | 7,0% | ||||||||||||||
| с учетом консервационного буфера (2.5%) и контрциклического буфера (0%), % | 7,0% | ||||||||||||||
| с учетом консервационного буфера (2.5%), контрциклического буфера (0%) и буфера системной значимости (1.5%), % |
8,5% | ||||||||||||||
| с учетом консервационного буфера (2.5%) и буфера системной значимости (1.5%) |
8,5% | ||||||||||||||
| 2.3 | Достаточность капитала 1 уровня, % (в размере норматива достаточности основного капитала I уровня с учетом консервационного буфера, контрциклического буфера и буфера системной значимости) | 8,5% | 12,865 | 12,889 | 12,564 | 12,339 | 12,550 | 12,260 | 12,231 | 12,270 | 12.044 | 11.945 | 12.254 | 12.261 | 12.190 |
| 3 | Величина левереджа | (не менее 3 %) | 11,1 | 11,1 | 11,0 | 10,8 | 10,9 | 11,1 | 10,9 | 11,2 | 11.0 | 10.7 | 10.6 | 10.9 | 10.7 |
Information on the implementation of safe operating standards for 2023
|
№ |
Наименование норматива |
01.01.2023 |
На 01.01.2023 |
01.02.2023 |
01.03.2023 |
01.04.2023 |
01.05.2023 |
01.06.2023 |
01.07.2023 |
01.08.2023 |
01.09.2023 |
01.10.2023 |
01.11.2023 |
01.12.2023 |
01.01.2024 |
||
|
п/п |
|||||||||||||||||
|
1 |
2 |
1 |
|
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
11 |
||
|
1 |
Минимальный размер нормативного капитала, млн. BYN |
66,66 |
60,00 |
||||||||||||||
|
|
|
срок действия |
01.10.2021 – 31.12.2022 |
01.01.2023 – 31.12.2023 |
|||||||||||||
|
|
Размер нормативного капитала, тыс. BYN |
2 376 912,5 |
2 417 683,2 |
2 445 705,4 |
2 495 736,9 |
2 486 331,1 |
2 489 119,6 |
2 454 465,6 |
2 491 872,5 |
2 441 612,0 |
2 459 796,6 |
2 501 155,6 |
2 510 083,6 |
2 503 693,5 |
2 481 654,7 |
||
|
2 |
Нормативы достаточности нормативного капитала: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||
|
2.1. |
Достаточность нормативного капитала, % |
10% |
18,079 |
18,330 |
18,253 |
17,814 |
17,638 |
17,540 |
17,179 |
17,446 |
17,061 |
16,498 |
16,277 |
16,059 |
15,707 |
15,288 |
|
|
|
с учетом консервационного буфера (2.5%) |
12,5% |
|||||||||||||||
|
2.2. |
Достаточность основного капитала 1 уровня, % |
4,5% |
15,065 |
15,020 |
14,901 |
14,225 |
14,359 |
14,216 |
14,120 |
14,129 |
14,135 |
13,615 |
13,236 |
13,051 |
12,829 |
12,373 |
|
|
|
с учетом консервационного буфера (2.5%) |
7,0% |
|||||||||||||||
|
|
с учетом консервационного буфера (2.5%) и контрциклического буфера (0%), % |
7,0% |
|||||||||||||||
|
|
с учетом консервационного буфера (2.5%), |
8,5% |
|||||||||||||||
|
|
с учетом консервационного буфера (2.5%) |
8,5% |
|||||||||||||||
|
2.3. |
Достаточность капитала 1 уровня, % (в размере норматива достаточности основного капитала I уровня с учетом консервационного буфера, контрциклического буфера и буфера системной значимости) |
8,5% |
15,672 |
15,624 |
15,448 |
14,763 |
14,915 |
14,769 |
14,671 |
14,680 |
14,674 |
14,114 |
13,710 |
13,504 |
13,261 |
12,865 |
|
|
3 |
Величина левереджа |
(не менее 3 %) |
13,2 |
13,1 |
12,7 |
12,7 |
12,6 |
12,4 |
12,4 |
12,2 |
12,4 |
12,0 |
11,5 |
11,5 |
11,4 |
11,1 |
|
Information on the implementation of safe operating standards for 2022
|
№ |
Наименование норматива |
01.01.2022 |
На 01.01.2022 |
01.02.2022 |
01.03.2022 |
01.04.2022 |
01.05.2022 |
01.06.2022 |
01.07.2022 |
01.08.2022 |
01.09.2022 |
01.10.2022 |
01.11.2022 |
01.12.2022 |
01.01.2023 |
||
|
п/п |
|||||||||||||||||
|
1 |
2 |
1 |
|
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
14 |
||
|
1 |
Минимальный размер нормативного капитала, млн. BYN |
66,66 |
|||||||||||||||
|
|
|
срок действия |
01.10.2021 – 31.12.2022 |
||||||||||||||
|
|
Размер нормативного капитала, тыс. BYN |
1 894 093,0 |
1 890 218,3 |
1 895 535,0 |
1 798 963,0 |
1 711 913,5 |
2 365 122,1 |
2 375 790,4 |
2 395 773,6 |
2 410 807,1 |
2 424 508,6 |
2 450 112,6 |
2 431 718,8 |
2 467 667,4 |
2 376 912,5 |
||
|
2 |
Нормативы достаточности нормативного капитала: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||
|
2.1. |
Достаточность нормативного капитала, % |
10% |
16,024 |
15,992 |
16,293 |
14,915 |
13,989 |
19,336 |
19,542 |
18,852 |
19,431 |
19,629 |
19,031 |
19,227 |
19,480 |
18,079 |
|
|
|
с учетом консервационного буфера (2.5%) |
12,5% |
|||||||||||||||
|
2.2. |
Достаточность основного капитала 1 уровня, % |
4,5% |
12,347 |
12,348 |
12,541 |
12,232 |
12,161 |
16,948 |
17,073 |
16,452 |
16,669 |
16,770 |
16,181 |
16,434 |
16,385 |
15,065 |
|
|
|
с учетом консервационного буфера (2.5%) |
7,0% |
|||||||||||||||
|
|
с учетом консервационного буфера (2.5%) и контрциклического буфера (0%), % |
7,0% |
|||||||||||||||
|
|
с учетом консервационного буфера (2.5%), |
8,5% |
|||||||||||||||
|
|
с учетом консервационного буфера (2.5%) |
8,5% |
|||||||||||||||
|
2.3. |
Достаточность капитала 1 уровня, % (в размере норматива достаточности основного капитала I уровня с учетом консервационного буфера, контрциклического буфера и буфера системной значимости) |
8,5% |
12,839 |
12,840 |
13,044 |
12,664 |
12,631 |
17,613 |
17,741 |
17,043 |
17,352 |
17,448 |
16,794 |
17,075 |
17,035 |
15,672 |
|
|
3 |
Величина левереджа |
(не менее 3 %) |
10,1 |
|
10,3 |
10,1 |
9,7 |
13,8 |
13,9 |
13,4 |
13,6 |
13,6 |
13,5 |
13,9 |
13,7 |
13,2 |
|
|
4 |
Нормативы ликвидности: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||
|
4.1. |
Норматив покрытия ликвидности (LCR)* |
(не менее 100% ) |
93,8 |
93,6 |
115,8 |
103,7 |
|
|
|
|
|
|
|
|
|
|
|
|
4.2. |
Норматив чистого стабильного фондирования (NSFR)* |
(не менее 100% ) |
108,1 |
108,0 |
110,0 |
106,5 |
|
|
|
|
|
|
|
|
|
|
|
*Значения нормативов, установленные постановлением Правления Национального банка № 390 от 16.12.2021 г.
**Значения нормативов, установленные постановлением Правления Национального банка № 390 от 16.12.2021 г. в редакции постановления №131 от 21.03.2022 г.
Information on the implementation of safe operating standards for 2021
| № п/п | Наименование норматива | 01.01.2021 | На 01.01.2021по годовому отчету, подтвержденному ООО "КПМГ | 01.02.2021 | 01.03.2021 | 01.04.2021 | 01.05.2021 | 01.06.2021 | 01.07.2021 | 01.08.2021 | 01.09.2021 | 01.10.2021 | 01.11.2021 | 01.12.2021 | 01.01.2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 2 | 3 | 3 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | |
| 1 | Минимальный размер нормативного капитала, млн. BYN срок действия | 62,06 | 64,7 | 66 | 66,6 | ||||||||||
| 01.01.2021 – 31.03.2021 | 01.04.2021 – 30.06.2021 | 01.07.2021 – 30.09.2021 | 01.10.2021 – 31.12.2022 | ||||||||||||
| Размер нормативного капитала, тыс. BYN | 1876422,1 | 1873127,2 | 1883879,3 | 1893331 | 1867230,3 | 1874373,8 | 1869947,9 | 1868122,2 | 1881444,7 | 1880175,3 | 1906454,9 | 1908448,3 | 1899610,6 | 1894093 | |
| 2 | Нормативы достаточности нормативного капитала: | ||||||||||||||
| 2.1. | Достаточность нормативного капитала, 10% | 17,822 | 17,798 | 18,081 | 17,863 | 17,531 | 17,969 | 17,61 | 17,207 | 17,275 | 17,133 | 16,908 | 16,754 | 16,632 | 16,024 |
| с учетом консервационного буфера (2.5%) 12,5% | |||||||||||||||
| 2.2. | Достаточность основного капитала 1 уровня, % 4,5% | 13,376 | 13,382 | 13,51 | 13,237 | 13,562 | 13,901 | 13,628 | 13,321 | 13,264 | 13,202 | 12,889 | 12,797 | 12,747 | 12,347 |
| с учетом консервационного буфера (2.5%) 7% | |||||||||||||||
| с учетом консервационного буфера (2.5%) 7% | |||||||||||||||
| с учетом консервационного буфера (2.5%), контрциклического буфера (0%) и буфера системной значимости (1.5%), % 8,5% | |||||||||||||||
| с учетом консервационного буфера (2.5%) и буфера системной значимости (1.5%) 8,5% | |||||||||||||||
| 2.3. | Достаточность капитала 1 уровня, % (в размере норматива достаточности основного капитала I уровня с учетом консервационного буфера, контрциклического буфера и буфера системной значимости) 8,5% | 13,945 | 13,951 | 14,091 | 13,83 | 14,164 | 14,501 | 14,23 | 13,909 | 13,859 | 13,779 | 13,444 | 13,331 | 13,284 | 12,839 |
| 3 | Величина левереджа(не менее 3 %) | 11 | 11 | 10,7 | 10,6 | 10,7 | 10,932 | 11,083 | 10,7 | 11 | 10,7 | 10,7 | 10,3 | 10,5 | 10,1 |
| 4 | Нормативы ликвидности: | ||||||||||||||
| 4.1. | Норматив покрытия ликвидности (LCR)*(не менее 100% ) (не менее 80% )*(c 01.07.2021 - не менее 90% )* | 83,7 | 83,6 | 105,1 | 91,8 | 89,3 | 102,6 | 90,9 | 104,6 | 103 | 112,6 | 98 | 146,7 | 97 | 93,8 |
| 4.2. | Норматив чистого стабильного фондирования (NSFR)*(не менее 100% ) | 110 | 110 | 113 | 113,7 | 114 | 115,9 | 113,5 | 110,6 | 109,3 | 111,9 | 111,2 | 112,7 | 109,7 | 108,1 |
*Значения нормативов, установленные постановлением Правления Национального банка № 298 от 18.09.2020 г.
Information on the implementation of safe operating standards for 2020
| № п/п | Наименование норматива | 01.01.2020 | На 01.01.2020по годовому отчету, подтвержденному ООО "КПМГ | 01.02.2020 | 01.03.2020 | 01.04.2020 | 01.05.2020 | 01.06.2020 | 01.07.2020 | 01.08.2020 | 01.09.2020 | 01.10.2020 | 01.11.2020 | 01.12.2020 | 01.01.2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |
| 1 | Минимальный размер нормативного капитала, млн. BYN срок действия | 58,1 | 62,06 | ||||||||||||
| 01.01.2020 – 31.12.2020 | 01.01.2021 – 31.03.2021 | ||||||||||||||
| Размер нормативного капитала, тыс. BYN | 1832801,4 | 1829486,6 | 1835894,3 | 1846387,2 | 1803590,5 | 1804079,6 | 1815934 | 1810927,7 | 1816196,1 | 1821782,8 | 1844635,5 | 1852654,2 | 1873018,6 | 1876422,1 | |
| 2 | Нормативы достаточности нормативного капитала: | ||||||||||||||
| 2.1. | Достаточность нормативного капитала, %10% | 19,013 | 18,996 | 18,847 | 18,652 | 16,648 | 18,115 | 18,314 | 18,13 | 17,728 | 16,844 | 17,143 | 17,066 | 17,667 | 17,822 |
| с учетом консервационного буфера (2.5%), % (2.25%)*, (2.0%)**, % 12.5% (12.25%)* (12.0)** | |||||||||||||||
| 2.2. | Достаточность основного капитала 1 уровня, % | 14,058 | 14,069 | 13,959 | 13,75 | 12,968 | 14,119 | 14,087 | 14,071 | 13,683 | 12,973 | 13,096 | 12,998 | 13,255 | 13,376 |
| с учетом консервационного буфера (2.5%) (2.25%)*, (2.0%)** % 7% (6.75%)* (6.5)** | |||||||||||||||
| с учетом консервационного буфера (2.5%)* (2.25%)*, (2.0%)** и буфера системной значимости (1.5%), % | |||||||||||||||
Information on the implementation of safe operating standards for 2019
| № п/п | Наименование норматива | 01.01.2019 | На 01.01.2019по годовому отчету, подтвержденному ООО "КПМГ | 01.02.2019 | 01.03.2019 | 01.04.2019 | 01.07.2019 | 01.10.2019 | 01.11.2019 | 01.12.2019 | 01.01.2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 2 | 3 | 4 | 5 | 6 | 9 | 12 | 13 | 14 | 15 | |
| 1 | Минимальный размер нормативного капитала, млн. BYN | 55,39 | 57,07 | 57,47 | 57,41 | 58,1 | |||||
| 01.01.2019 – 31.03.2019 | 01.04.2019 – 30.06.2019 | 01.07.2019 – 30.09.2019 | 01.10.2019 – 31.12.2019 | 01.01.2020 – 31.03.2020 | |||||||
| Размер нормативного капитала, тыс. BYN | 1783312,3 | 1782020,7 | 1789377,4 | 1794483,1 | 1783321,4 | 1803666,2 | 1830835,9 | 1802801,3 | 1814381 | 1832801,4 | |
| 2 | Нормативы достаточности нормативного капитала: | ||||||||||
| 2.1. | Достаточность нормативного капитала, % | 19,229 | 19,246 | 19,722 | 19,497 | 20,368 | 20,769 | 20,805 | 20,846 | 19,642 | 19,013 |
| с учетом консервационного буфера (2.5%)*, % | |||||||||||
| 2.2. | Достаточность основного капитала 1 уровня, % | 14,189 | 14,211 | 14,485 | 14,271 | 15,169 | 15,263 | 15,233 | 15,498 | 14,593 | 14,058 |
| с учетом консервационного буфера (2.5%)*, % | |||||||||||
| с учетом консервационного буфера (2.5%)* и контрциклического буфера (0%)*, % | |||||||||||
| с учетом консервационного буфера (2.5%)*, контрциклического буфера (0%) и буфера системной значимости (1.5%)*, % | |||||||||||
| с учетом консервационного буфера (2.5%)*, контрциклического буфера (0%) и буфера системной значимости (1.5%)*, % | |||||||||||
| 2.3. | Достаточность капитала 1 уровня, % (в размере норматива достаточности основного капитала I уровня с учетом консервационного буфера, контрциклического буфера и буфера системной значимости) | 14,907 | 14,931 | 15,229 | 15,006 | 15,996 | 16,115 | 16,046 | 16,315 | 15,325 | 14,728 |
| 3 | Величина левереджа | 12,9 | 12,9 | 13,4 | 13 | 13,1 | 13 | 12,9 | 12,8 | 12,2 | 12,2 |
| 4 | Нормативы ликвидности: | ||||||||||
| 4.1. | Норматив покрытия ликвидности (LCR)* (не менее 100% ) | 142,6 | 142,4 | 125,7 | 160,3 | 148,7 | 121,1 | 110,3 | 133,4 | 106,1 | 108,6 |
| 4.2. | Норматив чистого стабильного фондирования (NSFR)* (не менее 100% ) | 109 | 109,2 | 125,7 | 122,6 | 124,8 | 123,4 | 123,2 | 123,6 | 122 | 121,6 |
Information on the implementation of safe operating standards for 2018
| № п/п | Наименование норматива | 01.01.2018 | На 01.01.2018по годовому отчету, подтвержденному ООО "ФБК-Бел" | 01.02.2018 | 01.03.2018 | 01.04.2018 | 01.07.2018 | 01.10.2018 | 01.01.2019 |
|---|---|---|---|---|---|---|---|---|---|
| 1 | 2 | 3 | 4 | 5 | 6 | 9 | 12 | 15 | |
| 1 | Минимальный размер нормативного капитала, млн. BYN срок действия | 52,75 | 53,76 | 54,19 | 54,35 | 55,39 | |||
| 01.01.2018 – 31.03.2018 | 01.04.2018 – 30.06.2018 | 01.07.2018 – 30.09.2018 | 01.10.2018 – 31.12.2018 | 01.01.2019 – 31.03.2019 | |||||
| Размер нормативного капитала, тыс. BYN | 1740923,6 | 1739372,1 | 1743326,4 | 1745613,3 | 1735322,3 | 1751509,7 | 1777345,9 | 1783312,3 | |
| 2 | Нормативы достаточности нормативного капитала: | ||||||||
| 2.1. | Достаточность нормативного капитала, % | 21,872 | 21,852 | 21,545 | 21,32 | 20,649 | 20,593 | 20,387 | 19,229 |
| с учетом консервационного буфера, % (1.875%)* | |||||||||
| 2.2. | Достаточность основного капитала 1 уровня, % | 16,375 | 16,392 | 16,131 | 16,118 | 15,556 | 15,357 | 15,03 | 14,189 |
| с учетом консервационного буфера(1.875%)*, % | |||||||||
| с учетом консервационного буфера (1.875%) и контрциклического буфера (0%)*, % | |||||||||
| с учетом консервационного буфера (1.875%) и буфера системной значимости (0.75%)*, % (буфер системной значимости действует с 01.03.2018 г. и по 31.12.2018) | |||||||||
| с учетом консервационного буфера (1.875%), контрциклического буфера (0%) и буфера системной значимости (0.75%)*, % (буфер системной значимости действует с 01.03.2018 г. и по 31.12.2018) | |||||||||
| 2.3. | Достаточность капитала 1 уровня, % 6.0% | 17,23 | 17,248 | 16,974 | 16,887 | 16,324 | 16,135 | 15,819 | 14,907 |
| 3 | Величина левереджа (не менее 3 %) | 14,2 | 14,2 | 14,1 | 13,8 | 13,6 | 13,3 | 12,9 | 12,9 |
| 4 | Нормативы ликвидности: | ||||||||
| 4.1. | Норматив покрытия ликвидности (LCR)*(не менее 100% ) | X | 126,5 | 143,2 | 105 | 150,6 | 126,9 | 142,6 | |
| 4.2. | Норматив чистого стабильного фондирования (NSFR)* (не менее 100% ) | X | 111,7 | 110,8 | 106,9 | 103,1 | 108,9 | 109 | |
* Значения нормативов, установленные с 01.01.2018 г.
Information on the implementation of safe operating standards for 2017
| № п/п | Наименование норматива | 01.01.2017 | На 01.01.2017по годовому отчету, подтвержденному ООО «КПМГ» | 01.02.2017 | 01.03.2017 | 01.04.2017 | 01.07.2017 | 01.10.2017 | 01.11.2017 | 01.12.2017 | 01.01.2018 | На 01.01.2018по годовому отчету, подтвержденному ООО "ФБК-Бел" |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 12 | 15 | ||
| 1 | Минимальный размер нормативного капитала, млн. BYN срок действия | 50,19 | 51,15 | 51,82 | 51,71 | 52,75 | ||||||
| 01.01.2017 – 31.03.2017 | 01.04.2017 – 30.06.2017 | 01.07.2017 – 30.09.2017 | 01.10.2017 – 31.12.2017 | 01.01.2018 – 31.03.2018 | ||||||||
| Размер нормативного капитала, тыс. BYN | 1288663,1 | 1287375,7 | 1289199,3 | 1288122,6 | 1271957,7 | 1820529,2 | 1822672,3 | 1823212,5 | 1736304,5 | 1740923,6 | 1739372,1 | |
| 2 | Нормативы достаточности нормативного капитала: | |||||||||||
| 2.1. | Достаточность нормативного капитала, % 10% (11.25%) | 16,926 | 16,92 | 17,125 | 17,167 | 16,981 | 23,855 | 23,713 | 24,04 | 22,307 | 21,872 | 21,852 |
| 2.2. | Достаточность основного капитала 1 уровня, % 4.5% (5.75%) | 11,813 | 11,82 | 11,959 | 12,033 | 11,961 | 18,091 | 18,005 | 18,228 | 16,852 | 16,375 | 16,392 |
| 2.3. | Достаточность капитала 1 уровня, % 6.0% (7.25%) | 12,415 | 12,423 | 12,568 | 12,636 | 12,57 | 18,995 | 18,913 | 19,162 | 17,686 | 17,23 | 17,248 |
| 3 | Величина левереджа (не менее 3 %) | 10,4 | 10,4 | 10,5 | 10,4 | 10,681 | 14,835 | 14,6 | 14,983 | 13,919 | 14,224 | 14,2 |
| 4 | Нормативы ликвидности: | |||||||||||
| 4.1. | Мгновенная ликвидность,% (не менее 20%) | 358 | 357,9 | 1201,8 | 668,1 | 337,2 | 320,8 | 574,2 | 1027,3 | 524,8 | 372,4 | 372,4 |
| 4.2. | Текущая ликвидность,%(не менее 70%) | 117,3 | 117,3 | 117,3 | 90,3 | 114,6 | 97,2 | 117,1 | 131 | 93,3 | 80,4 | 80,3 |
| 4.3. | Краткосрочная ликвидность (не менее 1,0) | 1,6 | 1,6 | 1,6 | 1,4 | 1,6 | 1,5 | 1,3 | 1,1 | 1,1 | 1,1 | 1,1 |
| 4.4. | Минимальное соотношение ликвидных и суммарных активов,% (20%) | 25,5 | 25,5 | 26,9 | 26,3 | 22,5 | 25,2 | 25,1 | 23,9 | 22,8 | 21 | 21 |
| 10. | Норматив соотношения привлеченных средств физических лиц и активов банка с ограниченным риском (не более 1,0) | 0,587 | 0,7 | 0,7 | 0,8 | 0,7 | 0,7 | 0,7 | 0,7 | 0,7 | ||
Information on the implementation of safe operating standards for 2016
| № п/п | Наименование норматива | 01.01.2016 | На 01.01.2016 по годовому отчету, подтвержденному ООО «КПМГ» *) | 01.02.2016 | 01.03.2016 | 01.04.2016 | 01.05.2016 | 01.06.2016 | 01.07.2016 | 01.08.2016 | 01.09.2016 | 01.10.2016 | 01.11.2016 | 01.12.2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | |
| 1.a | Минимальный размер нормативного капитала, | 25*20300 | Х | Х | Х | Х | Х | Х | Х | Х | Х | Х | Х | |
| 1 | Минимальный размер нормативного капитала, | с 01.01.2016 | 450 млрд. BYR | 477.5 млрд. BYR | 48,71 млн. BYN (487.1 млрд. BYR) | 49,05 млн. BYN (490.5 млрд. BYR) | ||||||||
| 1 | (с 01.01.2016г.)факт, млн. руб.(BYR) | 10803615,5 | 01.01.2016 – 31.03.2016, | 01.04.2016 – 30.06.2016 | 01.07.2016 – 30.09.2016 | |||||||||
| 01.10.2016 – 31.12.2016 | ||||||||||||||
| 10803615,5 | 11080175,1 | 11135388,3 | 10945993,2 | 10978208,3 | 11159601,6 | 11092104,6 | Х | Х | Х | Х | Х | |||
| 1 | Х | Х | Х | Х | Х | Х | Х | 1120610,1 | 1120610,1 | 1133631,2 | 1142629,3 | 1264202,6 | ||
| 2 | Нормативы достаточности нормативного капитала: | |||||||||||||
| 2.1. | Достаточность нормативного капитала, %10% (10.625%) | 16,1 | 15,9 | 13 | 13 | 12,9 | 12,9 | 13,3 | 13,1 | 13,046 | 13,527 | 13,929 | 14,324 | 15,559 |
| 2.2.a | Достаточность основного капитала,% | 13,7 | 13,7 | Х | Х | Х | Х | Х | Х | Х | Х | Х | Х | Х |
| 2.2. | Достаточность основного капитала 1 уровня, % | Х | 11,5 | 11,5 | 11,4 | 11,4 | 11,6 | 11,5 | 11,466 | 11,726 | 12,144 | 12,484 | 11,229 | |
| 2.3. | Достаточность капитала 1 уровня, % | Х | 11,9 | 11,9 | 11,9 | 11,8 | 12,1 | 12 | 11,91 | 12,191 | 12,621 | 12,951 | 11,689 | |
| 3 | Величина левереджа | Х | 10,7 | 10,4 | 10,1 | 10,5 | 10,4 | 10,3 | 10,2 | 10,5 | 10,5 | 10,9 | 9,7 | |
| 4 | Нормативы ликвидности: | |||||||||||||
| 4.1. | Мгновенная ликвидность,%(не менее 20%) | 283,4 | 283,3 | 491,5 | 475,3 | 973,2 | 433,8 | 682 | 927,7 | 286,4 | 645,7 | 270,7 | 236,9 | 105,6 |
| 4.2. | Текущая ликвидность,%(не менее 70%) | 101 | 100,1 | 116,1 | 86 | 109 | 83 | 111,4 | 109,1 | 94,6 | 117,2 | 105,4 | 125 | 75,2 |
| 4.3. | Краткосрочная ликвидность(не менее 1,0) | 1,1 | 1,1 | 1 | 1 | 1,1 | 1,1 | 1,2 | 1,3 | 1,1 | 1 | 1,3 | 1,5 | 1,6 |
| 4.4. | Минимальное соотношение ликвидных и суммарных активов,% (20%) | 22,3 | 20,5 | 22,1 | 25,2 | 22,5 | 26 | 26 | 24 | 25,4 | 25,7 | 25,1 | 26,8 | |
| 10. | Норматив соотношения привлеченных средств физических лиц и активов банка с ограниченным риском (не более 1,0) | 0,9 | 1 | 1 | 0,9 | 0,9 | 0,8 | 0,8 | 0,8 | 0,8 | 0,8 | 0,7 | 0,7 | |
Пересчитано в связи с включением в годовой отчет за 2015 год переоценки основных средств, проведенной в 2016 году, уточнением прибыли и др.
