Fee guide

Chapter V. BANKING SERVICE PACKAGES
23. Service package for societies (associations) of veterans and disabled persons "SUPPORT FROM BELAGROPROMBANK"
№	Operation	Service package/fee	Payment due date
	User fee for the service package per month	0,10 BYN	In a month of client connection to the service package – on the date of connection to the service package, no later than the last operating day of the current month. In the next months – before the tenth day of the current month, no later than the last operating day of the current month
1.	Opening accounts, performing payments, support of payment operations
1.1.	Opening a current (settlement) bank account in Belarusian rubles	Included into the package, opening of a current (setlement) bank account in Belarusian rubles (unlimited)
1.2.	Attesting the signature of persons authorized to sign payment documents and seal impression by business entities on the specimen signature and seal card	Included into the package
1.3.	Bank transfer in Belarusian rubles (including instant payment*)
1.3.1.	on the basis of the payment instruction transmitted in the electronic form (including using AIS MOF**)	10 per month
1.3.2.	in hard copy	10 per month
1.4.	Bank transfer in Belarusian rubles (including instant payment*) on the basis of the payment instruction over the amount, indicated in Cl.1.3.:
1.4.1.	transmitted in the electronic form (including using AIS MOF**)	0,01 BYN per transfer	On the date of operation, no later than the last operating day of the current month
1.4.2.	in hard copy	0,01 BYN per transfer
1.5.	Accepting cash in Belarusian rubles from clients of JSC Belagroprombank for crediting(transfer) thereof to their current (settlement) accounts or other accounts held at JSC Belagroprombank
1.5.1.	· through a cash desk of JSC Belagroprombank	Included into the package
1.5.2.	· via self-service devices of JSC Belagroprombank equipped with cash acceptance module (self-service payment terminals, ATMs)	Included into the package
1.5.3.	· via an automatic deposit machine	Included into the package
1.6.	Cash withdrawal in Belarusian rubles from corporate accounts	Included into the package
2.	Remote banking service
2.1.	User fee for the use of the Internet-Client remote bank service system	Included into the package
2.2.	Registration, connection to the subsystem Internet-Client of the remote bank service system:
2.2.1.	with the provision to the client with the machine bearer for recording and storing of personal keys with message authentification codes and encryption	Included into the package
2.2.2.	with the use of the machine bearer for recording and storing of personal keys with message authentification codes and encryption provided by a client	Included into the package
2.3.	Troubleshooting of the Internet-Client subsystem of the remote banking system by a specialist of JSC Belagroprombank	Included into the package
2.4.	Remote reporting of operations, decisions made, events that occurred within the framework of a bank account agreement (Viber/SMS/e-mail)	Included into the package
*JSC Belagroprombank: - performs instant payments transferred by the client using only the subsystem "Internet-Client" of the remote banking system; - does not make instant payments: from current (settlement) bank accounts of the client to which the bank payment card is issued; from accounts of the organization which is in a stage of liquidation (termination of activity), bankruptcy; on transfer with sale of foreign currency (transfer of equivalent of Belarusian rubles); as part of a standing payment order.
**AIS MOF is Automated Information System on Monetary Obligations Fulfilment.
THE REGULATIONS FOR PROVIDING AND USAGE OF THE SERVICE PACKAGES "SUPPORT FROM BELAGROPROMBANK" FOR COMMUNITIES OF VETERANS AND DISABLED PERSONS
1. The service packages for the communities of veterans and handicapped people "SUPPORT FROM BELAGROPROMBANK" (hereinafter – the services package) – a composition of bank services, which aim at meeting communities' needs (hereinafter – client) provided under the agreement on a bank account in Belarusian rubles based on the request (free form) for connection to the service package, including via RBSS (Remote Banking Service System), or based on the request for opening a bank account (including the request for integrated banking service (hereinafter -"the request").
2. The service packages are an integral part of the Fee Guide for the trabsactions performed by JSC Belagroprombank (hereinafter – the Fee Guide) and determine the procedure for remuneration for services rendered to the clients.
3. User fee – fee for the use of the service package by a client.
4. Upon the client’s written request, all client’s accounts in Belarusian rubles held at the branches of JSC Belagroprombank (Central Client Service Office, regional directorates, banking service centers), except for budget funds accumulation accounts and charitable accounts, will be connected to one service package. The user fee shall be paid by the client for the service package irrespective of the number of the client’s accounts in Belarusian rubles included in the specific service package. The composition of the service package remains unchanged (if more accounts are added to the service package, the number of operations in the service package shall not increase). JSC Belagroprombank will not connect the client to the service package if the client, at the time of connection to the package has due payments (overdue payments) to JSC Belagroprombank.
5. JSC Belagroprombank provides services on accepting cash in Belarusian rubles from clients of JSC Belagroprombank for further crediting(transfer) thereof to their current (settlement)accounts and other accounts held with JSC Belagroprombank via self-service devices of JSC Belagroprombank equipped with cash acceptance module (self-service payment terminals, ATMs ), via automatic deposit machines as per a client's request (application) recieved by JSC Belagroprombank from in accordance with the local legal acts of JSC Belagroprombank (hereinafter – the LLA).
6. The package of services includes the use by the client of the Internet – Client subsystem of the system of remote banking service. The provision of transactions to the client using the Internet – Client subsystem of the remote banking system is subject to the conclusion of a relevant agreement with the client during the validity period of the service package. From the moment of connection to the service package, clients have access to the FM "Marketplace" in the "Internet - Client" subsystem of the RBSS. 6_1. The service packages include the following services, connection to which is carried out on the basis of a separate contract / request / application in accordance with the LLA: - registration, connection (with the issuance of the EDS key) and the use of the Internet Client subsystem of the RBSS; - acceptance of Belarusian rubles in cash using self-service devices equipped with cash acceptance module (ATM, infokiosk) with crediting to the current (settlement) accounts of the client opened with JSC Belagroprombank; - acceptance of cash Belarusian rubles credited to the current (settlement) accounts of the client opened with JSC Belagroprombank through an automatic deposit machine; - remote informing on transactions, decisions, events occurred within the framework of the bank account agreement (Viber/SMS/e-mail).
7. The client is serviced at the branch of JSC Belagroprombank where the client signed the agreement on a bank account in Belarusian rubles. The client: – is serviced under one services package within JSC Belagroprombank's branches. The user fee for the services package is charged at the branch of JSC belagroprombank where the client вsigned an agreement in usage of the "Internet-Client" remote bank service system,except as otherwise provided in the agreement on a current (settlement) account in Belarusian rubles; – within Belagroprombank’s branches, perfroms cash acceptance operations in Belarusian rubles (included in the service package) for crediting (debiting) their current (settlement) accounts and other accounts in Belarusian rubles with JSC Belagroprombank. In case the client's structural divisions (sharing the same TRN) are serviced at JSC Belagroprombank's branches sharing the same BIC, the client shall connect the structural division's accounts in Belarusian rubles to a separate services package.
8. The service start date:
8.1. For new clients – the date of opening the current (settlement) bank account in Belarusian rubles;
8.2. For existing clients – the first date of the month following the date of the request by the client.
9. The user fee shall be charged in full for the current month, irrespective of the service start date and the actual number and type of operations used by the client in the service package.
10. The service package, in addition to the specified quantity of bank transfers in Belarusian rubles, includes: – taxes, fees (charges), and other mandatory payments into the budget, state budgetary and extra budgetary funding for targeted purposes, rent pay for publicly owned land parcels (on personal accounts open on accounts of group 36, except payments to personal accounts open on balance account 3632, 3633, 3636); – payments within one legal entity (and within its structural subdivisions sharing a common Taxpayer’s identification number) or one individual entrepreneur to accounts held at JSC Belagroprombank; – payments to accounts (except client accounts) held with JSC Belagroprombank; – transfer of salary payments and similar payments and other money transfers to individual's accounts held with JSC Belagroprombank; – return of deposits (and related interest payments) placed with JSC Belagroprombank.
11. The remuneration for the operations above the allowed limit shall be paid in the amount and within the terms indicated in the Fee Guide, except as otherwise provided in the service package.
12. For the operations not included in the service packages, the remuneration shall be paid in accordance with the Fee Guide.
13. JSC Belagroprombank has a right to unilaterally (except as otherwise provided in the agreement between JSC Belagroprombank and the Client), upon prior written notice to the client within the period specified in the bank account agreement, introduce changes to the actual service packages (name of the service package, terms of service, validity period, remuneration rates, list of operations included into the service packages).
14. JSC Belagroprombank has the right to: 14.1. disconnect the client from service under the service package when the client at the place of service submits an application to refuse service under the service package during the service package validity period; 14.2. suspend servicing the client under the service package and transfer him to servicing according to the Fee Collection, with simultaneous suspension of servicing using RBSS. Suspension can be carried out after a month from the moment of formation of overdue debt on the subscription fee. Service under the service package (with the collection of a subscription fee for the corresponding service package) is resumed subject to the full payment by the client of the overdue debt on the fee (remuneration) for settlement and cash services in Belarusian rubles and (or) in foreign currency at the Bank (including the subscription fee service package): in case of debt repayment on the first business day of the current month - from the 1st day of the current month; in case of debt repayment in the period from the second to the last business day of the current month - from the 1st day of the next month. The Bank disconnects the client unilaterally when closing all the client's bank accounts (at the initiative of the client or the Bank).


15. When the client is disconnected from the service package, the fee (remuneration) for performing banking operations shall be paid according to the Fee Guide, unless otherwise is provided by the Finance Committee of the Bank. The fee is charged in comliance with the current (settlement) bank account agreement. After disconnection of a client from the service package in compliance with the conditions indicated in the Regulations, starting from the first day of the following month the client has the right to connect to the service package.