Fee guide

Chapter V. BANKING SERVICE PACKAGES
25. Service package for trade union organizations "TRADE UNION" ͥ
№	Operation	Fee rate/Terms	Payment due date
	User fee for the service package per month	8,50 BYN	In the month of client's connection to the service package – on the date of connection to the service package, no later than the last operating day of the current month. In the subsequent months – before the 10th day of the current month, no later than the last operating day of the current month
1.	Opening accounts, performing payments, support of payment operations
1.1.	Opening a current (settlement) bank accounts in Belarusian rubles	Included into the package
1.2.	Attesting the signature of persons authorized to sign payment documents and seal impression by business entities on the specimen signature and seal card	Included into the package
1.3.	Bank transfer on the basis of the payment instruction transmitted in the electronic form (including using AIS MOF**):
1.3.1.	• included into the service package	5 per month
1.3.2.	• over the limit of the service package	1,75 BYN (per 1 transfer)	On the date of operation, no later than the last operating day of the current month
1.4.	Acceptance of cash in Belarusian rubles from customers of JSC Belagroprombank to credit into current (settlement) and other accounts held with JSC Belagroprombank
1.4.1.	• through the cash desk of JSC Belagroprombank	0,1 % of the amount	On the date of operation, no later than the last operating day of the current month
1.4.2.	• via the self-service devices of JSC Belagroprombank equipped with the cash acceptance module (self-service payment terminal, ATM )	Included into the package
1.4.3.	• via an automatic deposit machine	0,1 % of the amount	On the date of operation, no later than the last operating day of the current month
2.	Remote banking service
2.1.	Registration, instalation and connection to the subsystem Internet-Client of the remote bank service system:
2.1.1.	• the client is provided with a machine-readable carrier for record and storage of personal EDS keys and encryption keys	Included into the package	Service fee is included into the user fee
2.1.2.	• the client provides a machine-readable carrier for record and storage of personal EDS keys and encryption keys	Included into the package	Service fee is included into the user fee
2.2.	User fee for the use of the Internet-Client remote bank service system	Included into the package
3.	Additional operations
3.1.	Remote informing about operations, decisions, events within the framework of the bank account agreement (Viber / SMS/e-mail)	Included into the package
3.2.	Operations with bank payment cards
3.2.1	Service maintenance of corporate bank payment cards (including issue, reissue) issued by JSC Belagroprombank (except for urgent registration)	The package includes 2 BELCARD cards (once)	Service fee is included into the user fee
ͥ By the decision of the Financial Committee of the Bank dated January 27, 2022, Minutes No. 9, Special conditions for the accumulation of funds on current (settlement) bank accounts in Belarusian rubles were approved "30 years - More profitable together", according to which corporate clients of the category "Clients of small and medium-sized businesses" are provided with a discount on the subscription fee. The discount is equal to 0.1% of the increase in the billing period of the average daily balances for the group of current (settlement) bank accounts in Belarusian rubles. The increase in the billing period must be at least 30,000.00 Belarusian rubles. The discount period is 03/01/2022 - 07/31/2022.
*JSC Belagroprombank: - performs instant payments transferred by the client using only the subsystem "Internet-Client" of the remote banking system; - does not make instant payments: from current (settlement) bank accounts of the client to which the bank payment card is issued; from accounts of the organization which is in a stage of liquidation (termination of activity), bankruptcy; on transfer with sale of foreign currency (transfer of equivalent of Belarusian rubles); as part of a standing payment order.
**AIS MOF is Automated Information System on Monetary Obligations Fulfilment.
THE REGULATIONS FOR PROVISION AND USAGE OF THE SERVICE PACKAGES "TRADE UNION"
1. The regulations for provision and usage of the service package of JSC Belagroprombank for trade union organizations regulate the procedure for provision and usage of Belagroprombank’s corporate service package "Trade union" (further “the service package”) by trade union organizations (further “the clients”).
2. The service package is a set of bank services which aim at meeting clients' needs provided under the current (settlement) bank account agreement upon the client's request (free form) for connection to the service package, including requests provided via the RBSS (remote bank service system) or based on the request for bank account opening (including the request for integrated banking service) (further - "the request").
3. The service packages are an integral part of the Fee Guide for the operations carried out by JSC Belagroprombank (further– the Fee Guide) and determine the procedure for charging the fee (reward) for the services provided for to the clients.
4. Upon the client’s request all client’s accounts in Belarusian rubles held with subdivisions of JSC Belagroprombank (Central Client Service Office, regional directorates, banking service centers), except for budget funds accumulation accounts and charity accounts, will be connected to one service package. The user fee shall be paid by the client for the service package irrespective of the number of the client’s accounts in Belarusian rubles included in the specific service package. The list of the service package remains unchanged (if more accounts are added to the service package, the number of operations in the service package shall not increase). JSC Belagroprombank will not connect the client to the service package if the client, at the time of connection to the package has due payments (overdue payments) to JSC Belagroprombank for cash and settlement services fees at the subdivision of JSC Belagroprombank.
5. To be connected to the service package, the client must conclude an agreement on the use of the "Internet – Client" subsystem of the remote bank service system. The package includes the use by the client of the subsystem Internet Client of the remote bank service system. From the moment of connection to the service package, clients have access to the FM "Marketplace" in the "Internet - Client" subsystem of the RBSS.
5.1. JSC Belagroprombank provides services on accepting cash in Belarusian rubles from clients of JSC Belagroprombank for further crediting(transfer) thereof to their current (settlement) bank and other accounts held with JSC Belagroprombank via self-service devices of JSC Belagroprombank equipped with cash acceptance module (self-service payment terminals, ATMs ), via automatic deposit machines as per a client's request (application) recieved by JSC Belagroprombank from in accordance with the local legal acts of JSC Belagroprombank. JSC Belagroprombank doesn’t connect to the services on accepting cash in Belarusian rubles from clients of JSC Belagroprombank for further crediting(transfer) thereof to their current (settlement) bank and other accounts held with JSC Belagroprombank via automatic deposit machines if the client at the time of connection to this service has a debt to JSC Belagroprombank under a user fee for the use of a service package.
5.2.The service package includes additional operations. The client is entitled to perform additional operations under the service package provided subject to conslusion of the corresponding agreements (supplementary agreements) with JSC Belagroprombank with the validity period of the service pakage validity period.
6. The client is serviced at the subdivision of JSC Belagroprombank where the client signed the agreement on a current (settlement) bank account in Belarusian rubles. The client shall: – be serviced under one service package within JSC Belagroprombank's subdividsions. The user fee for the service package shall be charged at a subdivision of JSC Belagroprombank where the client signed an agreement on usage of the "Internet-Client" subsystem of the remote bank service system,except as otherwise provided in the agreement on a current (settlement) account in Belarusian rubles; – within Belagroprombank’s subdivisions perform cash acceptance operations in Belarusian rubles (included in the service package) for crediting (transfer) to their current (settlement) bank and other accounts in Belarusian rubles held with JSC Belagroprombank. In case the client's structural divisions (with their own UNP) are serviced at JSC Belagroprombank's subdivisions, the client shall connect the structural division's accounts in Belarusian rubles of the Internet-Client subsystem of the RBSS.
7. The date of connection to the service package is: – for new clients – the date of opening of a current (settlement) account in Belarusian rubles; – for existing clients of JSC Belagroprombank – the first date of the month following the date of the client's request.
8. The user fee for the current month is charged regardless of the existence of crediting and (or) debiting transactions in the current month. In case when the client fail to fulfill the obligations to make fee(remuneration) payments as per the Service Package Fee Guide (including failure to pay the user fee) within one month from the due date, JSC Belagroprombank shall be entitled to suspend the servicing of such client under the service package, switch the client to the servicing as per the Fee Guide (except the operatins specified in Clauses 1.4.2., 3.2) and suspend the RBSS servicing. The renewal of servicing under the service package (subject to the user fee charge for the respective service package) shall start on the first day of the month following the date when the the client paid in full the fee (remuneration) for the banking serviced under the service package.
9. The user fee shall be charged in full for the current month, irrespective of the date of connection to the services package and the actual number and type of operations used by the Client in the service package. The number of bank operations included into the service package is performed during the current month, except for the cases specified by the services package.
10. The service package, in addition to the specified quantity of bank transfers in Belarusian rubles, includes: – taxes, fees (charges), and other mandatory payments into the budget, state budgetary and extra budgetary funding for targeted purposes, rent pay for state owned land plots (on personal accounts held on accounts of group 36, except payments to personal accounts held on balance account 3632, 3633, 3636); – payments within one legal entity to accounts held with JSC Belagroprombank; – payments to accounts (except client accounts) held with JSC Belagroprombank; – transfer of salary payments and similar payments and other money transfers to individual's accounts held with JSC Belagroprombank; – return of deposits (and respective interest earned) placed with JSC Belagroprombank.
11. The fee (reward) for the operations above the allowed limit included into the service package shall be paid in the amount and within the terms indicated in the Fee Guide, except as otherwise provided in the service package.
12. The fee (reward) for the operations not included in the service packages shall be paid in accordance with the applicable Fee Guide.
13. JSC Belagroprombank is entitled to unilaterally (except as otherwise provided in the agreement between JSC Belagroprombank and the Client), upon prior written notice to the client within the period specified in the bank account agreement in Belarusian rubles, introduce changes to the actual service packages (name of the service package, terms and conditions of service, validity period, remuneration rates, list of operations included into the service packages).
14. Upon request (free form), as well as requests submitted via RBSS, the client has a right to switch to another service package for corporate clients. Connection to another service package is free of charge. JSC Belagroprombank will switch the client from one service package to another from the first day of the month following the date of submission of the application by the Client to the Bank (including via RBSS).
15. The Client is entitled to temporarily suspend the servicing under the service package in connection with suspension of operations in the RBSS by sending a written notice (in free form) thereof, as well as via RBSS, to JSC Belagroprombank with the indication of the temporary suspension period, which is one full calendar month (months) and shall not exceed the period for which operations in the RBSS are suspended. The suspension period under the service package within one calendar year shall be no longer than 3(three) calendar months.The suspension of servicing under the package starts no earlier than the first day of the month following the month of submission of the notice. The renewal of servicing under the service package starts from the first day of the month following the month (months) when the servicing under the service package was suspended. In the period of suspension of servicing under the service package, the fee (reward) for banking operations shall be paid in the amount set by the applicable Fee Guide. The fee charging procedure is carried out in compliance with the agreement on the current (settlement) bank account in Belarusian rubles.
16. JSC Belagroprombank shall disconnect the client from the service package in the following cases: - if the Agreement for usage of the Internet – Client subsystem is terminated at the client’s or JSC Belagroprombank’s initiative, as a result of the violation of the agreement's terms and conditions by the client, and in case the Agreement for usage of the Internet – Client subsystem has expired. JSC Belagroprombank shall disconnect the client from the service under the service package upon the client's request (free form) submitted at the place of service, including the request submitted via RBSS, containing a refusal to be serviced under the service package during the validity period of the service package. The Bank disconnects the client unilaterally when closing all the client's bank accounts (at the initiative of the client or the Bank).
17. Upon disconnection of the client from servicing under the service package in accordance with Clause 16 of the Regulations, the fee(reward) for the banking operations shall be charged in the amount set in the Fee Guide. The fee charging procedure is carried out in compliance with the agreement on the current (settlement) bank account in Belarusian rubles.